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First Bank Of Ohio

Tiffin, OH · Est. 1873 · Website ↗
98/ 100
Trust Grade
Excellent
98 out of 100

First Bank Of Ohio is a bank based in Tiffin, Ohio, established in 1873, with $287 million in total assets across 5 branches. By Trust Grade it ranks 47th of 157 banks we track in Ohio. Its capital ratio of 34.4% is stronger than 99% of similarly sized banks, versus a Ohio median of 10.3%. It was profitable over the most recent period, with a 1.86% return on assets. No consumer complaints against First Bank Of Ohio appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$286.9M
$100M–1B institution
Deposits
$185.9M
Branches
5
Capital ratio
34.4%
Top 1% of $100M–1B peers · Ohio median 10.3%
Return on assets
1.9%
Top 17% of $100M–1B peers · Ohio median 0.93%
Rank in Ohio
#47
of 157 banks

How First Bank Of Ohio compares to Ohio peers

Capital ratio
Top 1% of $100M–1B peers
First Bank
34.4%
Ohio median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 17% of $100M–1B peers
First Bank
1.9%
Ohio median
0.9%
Higher ROA = more profitable relative to asset base

How we graded First Bank Of Ohio

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
98/100
  • Strongly capitalized (34.4% capital ratio)
  • Strongly profitable (ROA 1.86%)
  • No CFPB complaints on record

The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →

Consumer complaints (CFPB)

No CFPB complaints are on file for First Bank Of Ohio over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (5)

  • 22 S Marion St, Bloomville, OH 44818
  • 1100 Washington Blvd, Belpre, OH 45714
  • 115 W High St, Mount Vernon, OH 43050
  • 175 S Washington St, Tiffin, OH 44883
  • 320 Front St, Marietta, OH 45750

Are deposits at First Bank Of Ohio insured?

Yes. First Bank Of Ohio is an FDIC-insured bank (FDIC certificate #9450). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

First Bank Of Ohio: frequently asked questions

Is First Bank Of Ohio a good bank?

First Bank Of Ohio earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (34.4% capital ratio); Strongly profitable (ROA 1.86%).

Is First Bank Of Ohio FDIC-insured?

Yes. First Bank Of Ohio is a FDIC-insured bank (FDIC certificate #9450). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is First Bank Of Ohio?

First Bank Of Ohio holds $287 million in total assets, ranking 47th of 157 banks we track in Ohio. It operates 5 branches.

Does First Bank Of Ohio have CFPB complaints?

No CFPB complaints against First Bank Of Ohio appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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