Skip to main content
bank

First Federal Savings And Loan Association

Newark, OH · Est. 1934 · Website ↗
A
Trust Grade
Excellent
Score: 94/100

First Federal Savings And Loan Association is a bank based in Newark, Ohio, established in 1934, with $295 million in total assets across 6 branches. By Trust Grade it ranks 76th of 157 banks we track in Ohio. Its capital ratio of 13.4% is stronger than 83% of similarly sized banks, versus a Ohio median of 10.3%. It was profitable over the most recent period, with a 0.47% return on assets. No consumer complaints against First Federal Savings And Loan Association appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$294.8M
$100M–1B institution
Deposits
$253.7M
Branches
6
Capital ratio
13.4%
Top 17% of $100M–1B peers · Ohio median 10.3%
Return on assets
0.5%
Bottom 13% of $100M–1B peers · Ohio median 0.93%
Rank in Ohio
#76
of 157 banks

How First Federal Savings And Loan Association compares to Ohio peers

Capital ratio
Top 17% of $100M–1B peers
First Federal
13.4%
Ohio median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 13% of $100M–1B peers
First Federal
0.5%
Ohio median
0.9%
Higher ROA = more profitable relative to asset base

How we graded First Federal Savings And Loan Association

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
94/100
Customer experience
n/a
Overall
A · 94
  • Strongly capitalized (13.4% capital ratio)
  • Profitable (ROA 0.47%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for First Federal Savings And Loan Association over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (6)

  • 182 W Broad St, Pataskala, OH 43062
  • 900 Hebron Rd, Heath, OH 43056
  • 2 N 2nd St, Newark, OH 43055
  • 1050 Beecher Xing N, Columbus, OH 43230
  • 126 N Prospect St, Granville, OH 43023
  • 1475 N 21st St, Newark, OH 43055

Are deposits at First Federal Savings And Loan Association insured?

Yes. First Federal Savings And Loan Association is an FDIC-insured bank (FDIC certificate #29090). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

First Federal Savings And Loan Association: frequently asked questions

Is First Federal Savings And Loan Association a good bank?

First Federal Savings And Loan Association earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (13.4% capital ratio); Profitable (ROA 0.47%).

Is First Federal Savings And Loan Association FDIC-insured?

Yes. First Federal Savings And Loan Association is a FDIC-insured bank (FDIC certificate #29090). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is First Federal Savings And Loan Association?

First Federal Savings And Loan Association holds $295 million in total assets, ranking 76th of 157 banks we track in Ohio. It operates 6 branches.

Does First Federal Savings And Loan Association have CFPB complaints?

No CFPB complaints against First Federal Savings And Loan Association appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

Somerville Bank
bank · Eaton, OH · $294M assets
The First National Bank Of Pandora
bank · Pandora, OH · $291M assets
Ssb Community Bank
bank · Strasburg, OH · $289M assets
Community Savings
bank · Caldwell, OH · $301M assets
First Bank Of Ohio
bank · Tiffin, OH · $287M assets
Peoples State Bank
bank · New Lexington, OH · $304M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →