The Cincinnatus Savings & Loan Co. is a bank based in Cincinnati, Ohio, established in 1885, with $191 million in total assets across 3 branches. By Trust Grade it ranks 52nd of 157 banks we track in Ohio. Its capital ratio of 14.7% is stronger than 88% of similarly sized banks, versus a Ohio median of 10.3%. It was profitable over the most recent period, with a 0.93% return on assets. No consumer complaints against The Cincinnatus Savings & Loan Co. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How The Cincinnatus Savings & Loan Co. compares to Ohio peers
How we graded The Cincinnatus Savings & Loan Co.
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (14.7% capital ratio)
- Profitable (ROA 0.93%)
- No CFPB complaints on record
The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →
Consumer complaints (CFPB)
No CFPB complaints are on file for The Cincinnatus Savings & Loan Co. over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (3)
- 3664 Springdale Rd, Cincinnati, OH 45251
- 1100 Harrison Ave, Harrison, OH 45030
- 3300 Harrison Ave, Cincinnati, OH 45211
Are deposits at The Cincinnatus Savings & Loan Co. insured?
Yes. The Cincinnatus Savings & Loan Co. is an FDIC-insured bank (FDIC certificate #28157). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
The Cincinnatus Savings & Loan Co.: frequently asked questions
Is The Cincinnatus Savings & Loan Co. a good bank?
The Cincinnatus Savings & Loan Co. earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (14.7% capital ratio); Profitable (ROA 0.93%).
Is The Cincinnatus Savings & Loan Co. FDIC-insured?
Yes. The Cincinnatus Savings & Loan Co. is a FDIC-insured bank (FDIC certificate #28157). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is The Cincinnatus Savings & Loan Co.?
The Cincinnatus Savings & Loan Co. holds $191 million in total assets, ranking 52nd of 157 banks we track in Ohio. It operates 3 branches.
Does The Cincinnatus Savings & Loan Co. have CFPB complaints?
No CFPB complaints against The Cincinnatus Savings & Loan Co. appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
