Independence Bank
Independence Bank is a bank based in Independence, Ohio, established in 1979, with $191 million in total assets across 1 branch. By Trust Grade it ranks 14th of 157 banks we track in Ohio. Its capital ratio of 14.3% is stronger than 87% of similarly sized banks, versus a Ohio median of 10.3%. It was profitable over the most recent period, with a 1.01% return on assets. No consumer complaints against Independence Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Independence Bank compares to Ohio peers
How we graded Independence Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (14.3% capital ratio)
- Strongly profitable (ROA 1.01%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Independence Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (1)
- 4401 Rockside Rd, Independence, OH 44131
Are deposits at Independence Bank insured?
Yes. Independence Bank is an FDIC-insured bank (FDIC certificate #22925). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Independence Bank: frequently asked questions
Is Independence Bank a good bank?
Independence Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (14.3% capital ratio); Strongly profitable (ROA 1.01%).
Is Independence Bank FDIC-insured?
Yes. Independence Bank is a FDIC-insured bank (FDIC certificate #22925). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Independence Bank?
Independence Bank holds $191 million in total assets, ranking 14th of 157 banks we track in Ohio. It operates 1 branch.
Does Independence Bank have CFPB complaints?
No CFPB complaints against Independence Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
