Mechanics Bank is a bank based in Mansfield, Ohio, established in 1886, with $885 million in total assets across 10 branches. By Trust Grade it ranks 123rd of 157 banks we track in Ohio. Its capital ratio of 7.9% trails most similarly sized banks (14th percentile), versus a Ohio median of 10.3%. It was profitable over the most recent period, with a 0.64% return on assets. No consumer complaints against Mechanics Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Mechanics Bank compares to Ohio peers
How we graded Mechanics Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (7.9% capital ratio)
- Profitable (ROA 0.64%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Mechanics Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (10)
- 971 Lexington Ave, Mansfield, OH 44907
- 972 Ashland Rd, Mansfield, OH 44905
- 2103 Park Ave W, Ontario, OH 44906
- 256 E Main St, Lexington, OH 44904
- 2 S Main St, Mansfield, OH 44902
- 490 N Trimble Rd, Mansfield, OH 44906
- 140 Mansfield Ave, Shelby, OH 44875
- 65 Main St, Bellville, OH 44813
- 674 Free Rd, Shiloh, OH 44878
- 1040 George Rd, Ashland, OH 44805
Are deposits at Mechanics Bank insured?
Yes. Mechanics Bank is an FDIC-insured bank (FDIC certificate #29011). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Mechanics Bank: frequently asked questions
Is Mechanics Bank a good bank?
Mechanics Bank earns a Bankzia Trust Grade of B (88/100, "Strong"), based on a financial-strength score of 88/100 (it has no CFPB complaints on record). Well-capitalized (7.9% capital ratio); Profitable (ROA 0.64%).
Is Mechanics Bank FDIC-insured?
Yes. Mechanics Bank is a FDIC-insured bank (FDIC certificate #29011). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Mechanics Bank?
Mechanics Bank holds $885 million in total assets, ranking 123rd of 157 banks we track in Ohio. It operates 10 branches.
Does Mechanics Bank have CFPB complaints?
No CFPB complaints against Mechanics Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
