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Main Street Bank Corp.

Wooster, OH · Est. 1899 · Website ↗
A
Trust Grade
Excellent
Score: 96/100

Main Street Bank Corp. is a bank based in Wooster, Ohio, established in 1899, with $1.5 billion in total assets across 21 branches. By Trust Grade it ranks 63rd of 157 banks we track in Ohio. Its capital ratio of 9.6% trails most similarly sized banks (37th percentile), versus a Ohio median of 10.3%. It was profitable over the most recent period, with a 1.34% return on assets. No consumer complaints against Main Street Bank Corp. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.5B
$1B–10B institution
Deposits
$1.4B
Branches
21
Capital ratio
9.6%
Bottom 37% of $1B–10B peers · Ohio median 10.3%
Return on assets
1.3%
Top 40% of $1B–10B peers · Ohio median 0.93%
Rank in Ohio
#63
of 157 banks

How Main Street Bank Corp. compares to Ohio peers

Capital ratio
Bottom 37% of $1B–10B peers
Main Street
9.6%
Ohio median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 40% of $1B–10B peers
Main Street
1.3%
Ohio median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Main Street Bank Corp.

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
A · 96
  • Strongly capitalized (9.6% capital ratio)
  • Strongly profitable (ROA 1.34%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Main Street Bank Corp. over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (21)

  • 121 N Main St, Creston, OH 44217
  • 90 N Clay St, Millersburg, OH 44654
  • 233 Claremont Ave, Ashland, OH 44805
  • 237 N Main St, Rittman, OH 44270
  • 1926 Cleveland Rd, Wooster, OH 44691
  • 303 Highland Dr, Lodi, OH 44254
  • 2001 Main St, Wheeling, WV 26003
  • 151 N Market St, Wooster, OH 44691
  • 1010 Commerce St, Wellsburg, WV 26070
  • 2088 National Rd, Wheeling, WV 26003
  • 543 Riffel Rd, Wooster, OH 44691
  • 1055 Sugarbush Dr, Ashland, OH 44805
  • 112 Lafayette Ave, Moundsville, WV 26041
  • 1265 S Main St, North Canton, OH 44720
  • 110 Crawford St, Fredericksburg, OH 44627
  • 795 W Main St, Washingtonville, OH 44490
  • 120 N 4th St, Toronto, OH 43964
  • 130 Wenger Rd S, Dalton, OH 44618
  • 1029 Canton Road Nw, Carrollton, OH 44615
  • 107 Plaza Dr, Saint Clairsville, OH 43950
  • 3667 Starrs Centre Dr, Canfield, OH 44406

Are deposits at Main Street Bank Corp. insured?

Yes. Main Street Bank Corp. is an FDIC-insured bank (FDIC certificate #29847). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Main Street Bank Corp.: frequently asked questions

Is Main Street Bank Corp. a good bank?

Main Street Bank Corp. earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (9.6% capital ratio); Strongly profitable (ROA 1.34%).

Is Main Street Bank Corp. FDIC-insured?

Yes. Main Street Bank Corp. is a FDIC-insured bank (FDIC certificate #29847). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Main Street Bank Corp.?

Main Street Bank Corp. holds $1.5 billion in total assets, ranking 63rd of 157 banks we track in Ohio. It operates 21 branches.

Does Main Street Bank Corp. have CFPB complaints?

No CFPB complaints against Main Street Bank Corp. appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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