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The Vinton County National Bank

Mcarthur, OH · Est. 1867 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

The Vinton County National Bank is a bank based in Mcarthur, Ohio, established in 1867, with $1.6 billion in total assets across 17 branches. By Trust Grade it ranks 40th of 157 banks we track in Ohio. Its capital ratio of 10.3% is stronger than 50% of similarly sized banks, versus a Ohio median of 10.3%. It was profitable over the most recent period, with a 1.25% return on assets. No consumer complaints against The Vinton County National Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.6B
$1B–10B institution
Deposits
$1.4B
Branches
17
Capital ratio
10.3%
Top 50% of $1B–10B peers · Ohio median 10.3%
Return on assets
1.3%
Top 47% of $1B–10B peers · Ohio median 0.93%
Rank in Ohio
#40
of 157 banks

How The Vinton County National Bank compares to Ohio peers

Capital ratio
Top 50% of $1B–10B peers
The Vinton
10.3%
Ohio median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 47% of $1B–10B peers
The Vinton
1.3%
Ohio median
0.9%
Higher ROA = more profitable relative to asset base

How we graded The Vinton County National Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (10.3% capital ratio)
  • Strongly profitable (ROA 1.25%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The Vinton County National Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (17)

  • 206 Church St, Richmond Dale, OH 45673
  • 521 E Main St, Lancaster, OH 43130
  • 1 Main St, Commercial Point, OH 43116
  • 120 S Court St, Circleville, OH 43113
  • 1971 W Fair Ave, Lancaster, OH 43130
  • 775 Western Ave, Chillicothe, OH 45601
  • 222 E Main St, Chillicothe, OH 45601
  • 399 W Front St, Logan, OH 43138
  • 6360 Prentiss School Pl, Canal Winchester, OH 43110
  • 203 West Main Street, Mcarthur, OH 45651
  • 700 Corylus Dr, Pataskala, OH 43062
  • 2250 Stringtown Rd, Grove City, OH 43123
  • 417 Mccarty Ln, Jackson, OH 45640
  • 119 W Main St, Bremen, OH 43107
  • 112 West Main Street, Mcarthur, OH 45651
  • 26 Main St E, Ashville, OH 43103
  • 18627 Main St, Laurelville, OH 43135

Are deposits at The Vinton County National Bank insured?

Yes. The Vinton County National Bank is an FDIC-insured bank (FDIC certificate #6636). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The Vinton County National Bank: frequently asked questions

Is The Vinton County National Bank a good bank?

The Vinton County National Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.3% capital ratio); Strongly profitable (ROA 1.25%).

Is The Vinton County National Bank FDIC-insured?

Yes. The Vinton County National Bank is a FDIC-insured bank (FDIC certificate #6636). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The Vinton County National Bank?

The Vinton County National Bank holds $1.6 billion in total assets, ranking 40th of 157 banks we track in Ohio. It operates 17 branches.

Does The Vinton County National Bank have CFPB complaints?

No CFPB complaints against The Vinton County National Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Erebor Bank, N.A.
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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