Skip to main content
bank

Southern Hills Community Bank

Leesburg, OH · Est. 1884 · Website ↗
A
Trust Grade
Excellent
Score: 94/100

Southern Hills Community Bank is a bank based in Leesburg, Ohio, established in 1884, with $206 million in total assets across 8 branches. By Trust Grade it ranks 77th of 157 banks we track in Ohio. Its capital ratio of 13.4% is stronger than 83% of similarly sized banks, versus a Ohio median of 10.3%. It was profitable over the most recent period, with a 0.55% return on assets. No consumer complaints against Southern Hills Community Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$205.6M
$100M–1B institution
Deposits
$176.2M
Branches
8
Capital ratio
13.4%
Top 17% of $100M–1B peers · Ohio median 10.3%
Return on assets
0.5%
Bottom 14% of $100M–1B peers · Ohio median 0.93%
Rank in Ohio
#77
of 157 banks

How Southern Hills Community Bank compares to Ohio peers

Capital ratio
Top 17% of $100M–1B peers
Southern Hills
13.4%
Ohio median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 14% of $100M–1B peers
Southern Hills
0.5%
Ohio median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Southern Hills Community Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
94/100
Customer experience
n/a
Overall
A · 94
  • Strongly capitalized (13.4% capital ratio)
  • Profitable (ROA 0.55%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Southern Hills Community Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (8)

  • 200 E State St, Georgetown, OH 45121
  • 134 N Washington St, Greenfield, OH 45123
  • 60 N Main St, Peebles, OH 45660
  • 1006 S 2nd St, Ripley, OH 45167
  • 45 E Main St, Leesburg, OH 45135
  • 223 Main St, Lynchburg, OH 45142
  • 201 W Main St, West Union, OH 45693
  • 310 N High St, Hillsboro, OH 45133

Are deposits at Southern Hills Community Bank insured?

Yes. Southern Hills Community Bank is an FDIC-insured bank (FDIC certificate #29749). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Southern Hills Community Bank: frequently asked questions

Is Southern Hills Community Bank a good bank?

Southern Hills Community Bank earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (13.4% capital ratio); Profitable (ROA 0.55%).

Is Southern Hills Community Bank FDIC-insured?

Yes. Southern Hills Community Bank is a FDIC-insured bank (FDIC certificate #29749). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Southern Hills Community Bank?

Southern Hills Community Bank holds $206 million in total assets, ranking 77th of 157 banks we track in Ohio. It operates 8 branches.

Does Southern Hills Community Bank have CFPB complaints?

No CFPB complaints against Southern Hills Community Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

The First National Bank Of Waverly
bank · Waverly, OH · $204M assets
The First National Bank Of Mcconnelsville
bank · Mcconnelsville, OH · $203M assets
First Federal Savings And Loan Association Of Van Wert
bank · Van Wert, OH · $195M assets
Independence Bank
bank · Independence, OH · $191M assets
The Cincinnatus Savings & Loan Co.
bank · Cincinnati, OH · $191M assets
Farmers State Bank
bank · West Salem, OH · $188M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →