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The First National Bank Of Mcconnelsville

Mcconnelsville, OH · Est. 1863 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

The First National Bank Of Mcconnelsville is a bank based in Mcconnelsville, Ohio, established in 1863, with $203 million in total assets across 6 branches. By Trust Grade it ranks 41st of 157 banks we track in Ohio. Its capital ratio of 10.9% is stronger than 61% of similarly sized banks, versus a Ohio median of 10.3%. It was profitable over the most recent period, with a 1.11% return on assets. No consumer complaints against The First National Bank Of Mcconnelsville appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$203.2M
$100M–1B institution
Deposits
$179.7M
Branches
6
Capital ratio
10.9%
Top 39% of $100M–1B peers · Ohio median 10.3%
Return on assets
1.1%
Bottom 45% of $100M–1B peers · Ohio median 0.93%
Rank in Ohio
#41
of 157 banks

How The First National Bank Of Mcconnelsville compares to Ohio peers

Capital ratio
Top 39% of $100M–1B peers
The First
10.9%
Ohio median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 45% of $100M–1B peers
The First
1.1%
Ohio median
0.9%
Higher ROA = more profitable relative to asset base

How we graded The First National Bank Of Mcconnelsville

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (10.9% capital ratio)
  • Strongly profitable (ROA 1.11%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The First National Bank Of Mcconnelsville over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (6)

  • 22 Toledo St, Glouster, OH 45732
  • 1820 Broadway St, Stockport, OH 43787
  • 11 Public Sq, Nelsonville, OH 45764
  • 107 W Main St, Junction City, OH 43748
  • 1012 E State St, Athens, OH 45701
  • 86 N Kennebec Ave, Mcconnelsville, OH 43756

Are deposits at The First National Bank Of Mcconnelsville insured?

Yes. The First National Bank Of Mcconnelsville is an FDIC-insured bank (FDIC certificate #6637). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The First National Bank Of Mcconnelsville: frequently asked questions

Is The First National Bank Of Mcconnelsville a good bank?

The First National Bank Of Mcconnelsville earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.9% capital ratio); Strongly profitable (ROA 1.11%).

Is The First National Bank Of Mcconnelsville FDIC-insured?

Yes. The First National Bank Of Mcconnelsville is a FDIC-insured bank (FDIC certificate #6637). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The First National Bank Of Mcconnelsville?

The First National Bank Of Mcconnelsville holds $203 million in total assets, ranking 41st of 157 banks we track in Ohio. It operates 6 branches.

Does The First National Bank Of Mcconnelsville have CFPB complaints?

No CFPB complaints against The First National Bank Of Mcconnelsville appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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