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The Settlers Bank

Marietta, OH · Est. 1999 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

The Settlers Bank is a bank based in Marietta, Ohio, established in 1999, with $140 million in total assets across 1 branch. By Trust Grade it ranks 28th of 157 banks we track in Ohio. Its capital ratio of 16.1% is stronger than 93% of similarly sized banks, versus a Ohio median of 10.3%. It was profitable over the most recent period, with a 1.59% return on assets. No consumer complaints against The Settlers Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$140.2M
$100M–1B institution
Deposits
$116.9M
Branches
1
Capital ratio
16.1%
Top 7% of $100M–1B peers · Ohio median 10.3%
Return on assets
1.6%
Top 28% of $100M–1B peers · Ohio median 0.93%
Rank in Ohio
#28
of 157 banks

How The Settlers Bank compares to Ohio peers

Capital ratio
Top 7% of $100M–1B peers
The Settlers
16.1%
Ohio median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 28% of $100M–1B peers
The Settlers
1.6%
Ohio median
0.9%
Higher ROA = more profitable relative to asset base

How we graded The Settlers Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (16.1% capital ratio)
  • Strongly profitable (ROA 1.59%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The Settlers Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 115 3rd St # 121, Marietta, OH 45750

Are deposits at The Settlers Bank insured?

Yes. The Settlers Bank is an FDIC-insured bank (FDIC certificate #35060). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The Settlers Bank: frequently asked questions

Is The Settlers Bank a good bank?

The Settlers Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (16.1% capital ratio); Strongly profitable (ROA 1.59%).

Is The Settlers Bank FDIC-insured?

Yes. The Settlers Bank is a FDIC-insured bank (FDIC certificate #35060). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The Settlers Bank?

The Settlers Bank holds $140 million in total assets, ranking 28th of 157 banks we track in Ohio. It operates 1 branch.

Does The Settlers Bank have CFPB complaints?

No CFPB complaints against The Settlers Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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