The Twin Valley Bank is a bank based in West Alexandria, Ohio, established in 1888, with $139 million in total assets across 5 branches. By Trust Grade it ranks 141st of 157 banks we track in Ohio. Its capital ratio of 7.3% trails most similarly sized banks (9th percentile), versus a Ohio median of 10.3%. It was profitable over the most recent period, with a 0.55% return on assets. No consumer complaints against The Twin Valley Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How The Twin Valley Bank compares to Ohio peers
How we graded The Twin Valley Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (7.3% capital ratio)
- Profitable (ROA 0.55%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for The Twin Valley Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (5)
- 14 W Franklin St, Gratis, OH 45330
- 251 Washington Jackson Rd, Eaton, OH 45320
- 647 W Main St, New Lebanon, OH 45345
- 38 N Broadway St, Farmersville, OH 45325
- 2 E Dayton St, West Alexandria, OH 45381
Are deposits at The Twin Valley Bank insured?
Yes. The Twin Valley Bank is an FDIC-insured bank (FDIC certificate #13802). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
The Twin Valley Bank: frequently asked questions
Is The Twin Valley Bank a good bank?
The Twin Valley Bank earns a Bankzia Trust Grade of B (85/100, "Strong"), based on a financial-strength score of 85/100 (it has no CFPB complaints on record). Well-capitalized (7.3% capital ratio); Profitable (ROA 0.55%).
Is The Twin Valley Bank FDIC-insured?
Yes. The Twin Valley Bank is a FDIC-insured bank (FDIC certificate #13802). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is The Twin Valley Bank?
The Twin Valley Bank holds $139 million in total assets, ranking 141st of 157 banks we track in Ohio. It operates 5 branches.
Does The Twin Valley Bank have CFPB complaints?
No CFPB complaints against The Twin Valley Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
