Miami Savings Bank is a bank based in Miamitown, Ohio, established in 1909, with $132 million in total assets across 4 branches. By Trust Grade it ranks 54th of 157 banks we track in Ohio. Its capital ratio of 22.1% is stronger than 97% of similarly sized banks, versus a Ohio median of 10.3%. It was profitable over the most recent period, with a 0.93% return on assets. No consumer complaints against Miami Savings Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Miami Savings Bank compares to Ohio peers
How we graded Miami Savings Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (22.1% capital ratio)
- Profitable (ROA 0.93%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Miami Savings Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (4)
- 444 S State St, Harrison, OH 45030
- 8008 Ferry Street, Miamitown, OH 45041
- 8249 Clara Ave, Cincinnati, OH 45239
- 475 Mcguffey Ave, Oxford, OH 45056
Are deposits at Miami Savings Bank insured?
Yes. Miami Savings Bank is an FDIC-insured bank (FDIC certificate #32293). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Miami Savings Bank: frequently asked questions
Is Miami Savings Bank a good bank?
Miami Savings Bank earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (22.1% capital ratio); Profitable (ROA 0.93%).
Is Miami Savings Bank FDIC-insured?
Yes. Miami Savings Bank is a FDIC-insured bank (FDIC certificate #32293). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Miami Savings Bank?
Miami Savings Bank holds $132 million in total assets, ranking 54th of 157 banks we track in Ohio. It operates 4 branches.
Does Miami Savings Bank have CFPB complaints?
No CFPB complaints against Miami Savings Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
