The Farmers And Merchants Bank is a bank based in Caldwell, Ohio, established in 1912, with $135 million in total assets across 1 branch. By Trust Grade it ranks 2nd of 157 banks we track in Ohio. Its capital ratio of 14.5% is stronger than 88% of similarly sized banks, versus a Ohio median of 10.3%. It was profitable over the most recent period, with a 1.58% return on assets. No consumer complaints against The Farmers And Merchants Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How The Farmers And Merchants Bank compares to Ohio peers
How we graded The Farmers And Merchants Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (14.5% capital ratio)
- Strongly profitable (ROA 1.58%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for The Farmers And Merchants Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (1)
- 430 North St, Caldwell, OH 43724
Are deposits at The Farmers And Merchants Bank insured?
Yes. The Farmers And Merchants Bank is an FDIC-insured bank (FDIC certificate #10280). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
The Farmers And Merchants Bank: frequently asked questions
Is The Farmers And Merchants Bank a good bank?
The Farmers And Merchants Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (14.5% capital ratio); Strongly profitable (ROA 1.58%).
Is The Farmers And Merchants Bank FDIC-insured?
Yes. The Farmers And Merchants Bank is a FDIC-insured bank (FDIC certificate #10280). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is The Farmers And Merchants Bank?
The Farmers And Merchants Bank holds $135 million in total assets, ranking 2nd of 157 banks we track in Ohio. It operates 1 branch.
Does The Farmers And Merchants Bank have CFPB complaints?
No CFPB complaints against The Farmers And Merchants Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
