Ameristate Bank is a bank based in Atoka, Oklahoma, established in 1906, with $462 million in total assets across 7 branches. By Trust Grade it ranks 94th of 170 banks we track in Oklahoma. Its capital ratio of 9.8% trails most similarly sized banks (44th percentile), versus a Oklahoma median of 10.4%. It was profitable over the most recent period, with a 0.90% return on assets. No consumer complaints against Ameristate Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Ameristate Bank compares to Oklahoma peers
How we graded Ameristate Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.8% capital ratio)
- Profitable (ROA 0.90%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Ameristate Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (7)
- 101 E Jackson St, Hugo, OK 74743
- 1788 S Virginia Ave, Atoka, OK 74525
- 418 W Main St, Antlers, OK 74523
- 2410 N Loy Lake Rd, Sherman, TX 75090
- 301 W Main St, Tishomingo, OK 73460
- 695 E Fm 120, Pottsboro, TX 75076
- 131 S Pennsylvania Ave, Atoka, OK 74525
Are deposits at Ameristate Bank insured?
Yes. Ameristate Bank is an FDIC-insured bank (FDIC certificate #15510). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Ameristate Bank: frequently asked questions
Is Ameristate Bank a good bank?
Ameristate Bank earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (9.8% capital ratio); Profitable (ROA 0.90%).
Is Ameristate Bank FDIC-insured?
Yes. Ameristate Bank is a FDIC-insured bank (FDIC certificate #15510). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Ameristate Bank?
Ameristate Bank holds $462 million in total assets, ranking 94th of 170 banks we track in Oklahoma. It operates 7 branches.
Does Ameristate Bank have CFPB complaints?
No CFPB complaints against Ameristate Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
