Skip to main content
bank

Fsnb, National Association

Lawton, OK · Est. 1946 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Fsnb, National Association is a bank based in Lawton, Oklahoma, established in 1946, with $471 million in total assets across 68 branches. By Trust Grade it ranks 19th of 170 banks we track in Oklahoma. Its capital ratio of 16.7% is stronger than 93% of similarly sized banks, versus a Oklahoma median of 10.4%. It was profitable over the most recent period, with a 2.78% return on assets. No consumer complaints against Fsnb, National Association appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$471.2M
$100M–1B institution
Deposits
$377.7M
Branches
68
Capital ratio
16.7%
Top 7% of $100M–1B peers · Oklahoma median 10.4%
Return on assets
2.8%
Top 3% of $100M–1B peers · Oklahoma median 1.4%
Rank in Oklahoma
#19
of 170 banks

How Fsnb, National Association compares to Oklahoma peers

Capital ratio
Top 7% of $100M–1B peers
Fsnb, National
16.7%
Oklahoma median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 3% of $100M–1B peers
Fsnb, National
2.8%
Oklahoma median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Fsnb, National Association

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (16.7% capital ratio)
  • Strongly profitable (ROA 2.78%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Fsnb, National Association over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (68)

  • 1420 Sw Lee Blvd, Lawton, OK 73501
  • 2025 N Marine Blvd, Jacksonville, NC 28546
  • 5226 Sigmon Rd, Wilmington, NC 28403
  • 3030 N Main St, Hope Mills, NC 28348
  • 1550 Skibo Rd, Fayetteville, NC 28303
  • 203 Sw Bishop Rd, Lawton, OK 73501
  • 5135 Carolina Beach Rd, Wilmington, NC 28412
  • 1718 Gruber Road, Fort Sill, OK 73503
  • Building 239, Sheppard Afb, TX 76311
  • 7707 S Raeford Rd, Fayetteville, NC 28304
  • 670 Lillington Hwy, Spring Lake, NC 28390
  • 720 E Us Highway 74, Rockingham, NC 28379
  • 2114 S Main St, Wake Forest, NC 27587
  • 4431 New Bern Ave, Raleigh, NC 27610
  • 1725 New Hope Church Rd, Raleigh, NC 27609
  • 4424 Lebanon Pike, Hermitage, TN 37076
  • 3035 Hamilton Church Rd, Antioch, TN 37013
  • 2315 Madison St, Clarksville, TN 37043
  • 201 Lanny Bridges Ave, Covington, TN 38019
  • 7044 Charlotte Pike, Nashville, TN 37209
  • 5824 Nolensville Pike, Nashville, TN 37211
  • 2000 Old Fort Pkwy, Murfreesboro, TN 37129
  • 2900 S Rutherford Blvd, Murfreesboro, TN 37130
  • 1112 Nashville Pike, Gallatin, TN 37066
  • 8445 Us Highway 51 N, Millington, TN 38053
  • 6777 Clinton Hwy, Knoxville, TN 37912
  • 105 Chickasaw Ridge Dr, Oakland, TN 38060
  • 768 S Jefferson Ave, Cookeville, TN 38501
  • 2542 N. Main Street, Crossville, TN 38555
  • 1815 Decatur Pike, Athens, TN 37303
  • 6212 Nw Cache Rd, Lawton, OK 73505
  • 3111 Browns Mill Rd, Johnson City, TN 37604
  • 501 N Bragg Blvd, Spring Lake, NC 28390
  • 2500 W Stone Dr, Kingsport, TN 37660
  • 1001 Over Mountain Dr, Elizabethton, TN 37643
  • 915 N Chancery St, Mc Minnville, TN 37110
  • 577 N Germantown Pkwy, Cordova, TN 38018
  • 3458 Dickerson Pike, Nashville, TN 37207
  • 3950 Austin Peay Hwy, Memphis, TN 38128
  • 2196 Emporium Dr, Jackson, TN 38305

Are deposits at Fsnb, National Association insured?

Yes. Fsnb, National Association is an FDIC-insured bank (FDIC certificate #16416). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Fsnb, National Association: frequently asked questions

Is Fsnb, National Association a good bank?

Fsnb, National Association earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (16.7% capital ratio); Strongly profitable (ROA 2.78%).

Is Fsnb, National Association FDIC-insured?

Yes. Fsnb, National Association is a FDIC-insured bank (FDIC certificate #16416). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Fsnb, National Association?

Fsnb, National Association holds $471 million in total assets, ranking 19th of 170 banks we track in Oklahoma. It operates 68 branches.

Does Fsnb, National Association have CFPB complaints?

No CFPB complaints against Fsnb, National Association appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

Bank Of Western Oklahoma
bank · Elk City, OK · $467M assets
Ameristate Bank
bank · Atoka, OK · $462M assets
The Bank, National Association
bank · Mcalester, OK · $482M assets
Chickasaw Community Bank
bank · Oklahoma City, OK · $447M assets
Fnb Community Bank
bank · Midwest City, OK · $496M assets
The City National Bank And Trust Company Of Lawton, Oklahoma
bank · Lawton, OK · $445M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →