Bank Of Western Oklahoma is a bank based in Elk City, Oklahoma, established in 1908, with $467 million in total assets across 6 branches. By Trust Grade it ranks 131st of 170 banks we track in Oklahoma. Its capital ratio of 8.4% trails most similarly sized banks (21th percentile), versus a Oklahoma median of 10.4%. It was profitable over the most recent period, with a 2.30% return on assets. No consumer complaints against Bank Of Western Oklahoma appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Bank Of Western Oklahoma compares to Oklahoma peers
How we graded Bank Of Western Oklahoma
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.4% capital ratio)
- Strongly profitable (ROA 2.30%)
- No CFPB complaints on record
The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →
Consumer complaints (CFPB)
No CFPB complaints are on file for Bank Of Western Oklahoma over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (6)
- 115 N Custer St, Weatherford, OK 73096
- 116 N College St, Cordell, OK 73632
- 201 E Broadway Ave, Elk City, OK 73644
- 101 W Main St, Geary, OK 73040
- 300 East Broadway, Vici, OK 73859
- 2805 Williams Ave, Woodward, OK 73801
Are deposits at Bank Of Western Oklahoma insured?
Yes. Bank Of Western Oklahoma is an FDIC-insured bank (FDIC certificate #4087). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Bank Of Western Oklahoma: frequently asked questions
Is Bank Of Western Oklahoma a good bank?
Bank Of Western Oklahoma earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Well-capitalized (8.4% capital ratio); Strongly profitable (ROA 2.30%).
Is Bank Of Western Oklahoma FDIC-insured?
Yes. Bank Of Western Oklahoma is a FDIC-insured bank (FDIC certificate #4087). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Bank Of Western Oklahoma?
Bank Of Western Oklahoma holds $467 million in total assets, ranking 131st of 170 banks we track in Oklahoma. It operates 6 branches.
Does Bank Of Western Oklahoma have CFPB complaints?
No CFPB complaints against Bank Of Western Oklahoma appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
