Oklahoma State Bank is a bank based in Buffalo, Oklahoma, established in 1930, with $67 million in total assets across 2 branches. By Trust Grade it ranks 13th of 170 banks we track in Oklahoma. Its capital ratio of 10.0% trails most similarly sized banks (30th percentile), versus a Oklahoma median of 10.4%. It was profitable over the most recent period, with a 2.84% return on assets. No consumer complaints against Oklahoma State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Oklahoma State Bank compares to Oklahoma peers
How we graded Oklahoma State Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.0% capital ratio)
- Strongly profitable (ROA 2.84%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Oklahoma State Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 506 North Main Street, Gage, OK 73843
- 122 South Hoy St, Buffalo, OK 73834
Are deposits at Oklahoma State Bank insured?
Yes. Oklahoma State Bank is an FDIC-insured bank (FDIC certificate #13416). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Oklahoma State Bank: frequently asked questions
Is Oklahoma State Bank a good bank?
Oklahoma State Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.0% capital ratio); Strongly profitable (ROA 2.84%).
Is Oklahoma State Bank FDIC-insured?
Yes. Oklahoma State Bank is a FDIC-insured bank (FDIC certificate #13416). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Oklahoma State Bank?
Oklahoma State Bank holds $67 million in total assets, ranking 13th of 170 banks we track in Oklahoma. It operates 2 branches.
Does Oklahoma State Bank have CFPB complaints?
No CFPB complaints against Oklahoma State Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
