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Walters Bank And Trust Company

Walters, OK · Est. 1934 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Walters Bank And Trust Company is a bank based in Walters, Oklahoma, established in 1934, with $70 million in total assets across 1 branch. By Trust Grade it ranks 15th of 170 banks we track in Oklahoma. Its capital ratio of 19.1% is stronger than 84% of similarly sized banks, versus a Oklahoma median of 10.4%. It was profitable over the most recent period, with a 2.24% return on assets. No consumer complaints against Walters Bank And Trust Company appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$69.9M
<$100M institution
Deposits
$56.4M
Branches
1
Capital ratio
19.1%
Top 16% of <$100M peers · Oklahoma median 10.4%
Return on assets
2.2%
Top 7% of <$100M peers · Oklahoma median 1.4%
Rank in Oklahoma
#15
of 170 banks

How Walters Bank And Trust Company compares to Oklahoma peers

Capital ratio
Top 16% of <$100M peers
Walters Bank
19.1%
Oklahoma median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 7% of <$100M peers
Walters Bank
2.2%
Oklahoma median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Walters Bank And Trust Company

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (19.1% capital ratio)
  • Strongly profitable (ROA 2.24%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Walters Bank And Trust Company over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 201 N Broadway St, Walters, OK 73572

Are deposits at Walters Bank And Trust Company insured?

Yes. Walters Bank And Trust Company is an FDIC-insured bank (FDIC certificate #14260). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Walters Bank And Trust Company: frequently asked questions

Is Walters Bank And Trust Company a good bank?

Walters Bank And Trust Company earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (19.1% capital ratio); Strongly profitable (ROA 2.24%).

Is Walters Bank And Trust Company FDIC-insured?

Yes. Walters Bank And Trust Company is a FDIC-insured bank (FDIC certificate #14260). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Walters Bank And Trust Company?

Walters Bank And Trust Company holds $70 million in total assets, ranking 15th of 170 banks we track in Oklahoma. It operates 1 branch.

Does Walters Bank And Trust Company have CFPB complaints?

No CFPB complaints against Walters Bank And Trust Company appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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