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Latimer State Bank

Wilburton, OK · Est. 1979
A
Trust Grade
Excellent
Score: 98/100

Latimer State Bank is a bank based in Wilburton, Oklahoma, established in 1979, with $66 million in total assets across 1 branch. By Trust Grade it ranks 30th of 170 banks we track in Oklahoma. Its capital ratio of 24.8% is stronger than 91% of similarly sized banks, versus a Oklahoma median of 10.4%. It was profitable over the most recent period, with a 2.46% return on assets. No consumer complaints against Latimer State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$66.1M
<$100M institution
Deposits
$49.6M
Branches
1
Capital ratio
24.8%
Top 9% of <$100M peers · Oklahoma median 10.4%
Return on assets
2.5%
Top 6% of <$100M peers · Oklahoma median 1.4%
Rank in Oklahoma
#30
of 170 banks

How Latimer State Bank compares to Oklahoma peers

Capital ratio
Top 9% of <$100M peers
Latimer State
24.8%
Oklahoma median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 6% of <$100M peers
Latimer State
2.5%
Oklahoma median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Latimer State Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (24.8% capital ratio)
  • Strongly profitable (ROA 2.46%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Latimer State Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 301 W Main St, Wilburton, OK 74578

Are deposits at Latimer State Bank insured?

Yes. Latimer State Bank is an FDIC-insured bank (FDIC certificate #22839). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Latimer State Bank: frequently asked questions

Is Latimer State Bank a good bank?

Latimer State Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (24.8% capital ratio); Strongly profitable (ROA 2.46%).

Is Latimer State Bank FDIC-insured?

Yes. Latimer State Bank is a FDIC-insured bank (FDIC certificate #22839). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Latimer State Bank?

Latimer State Bank holds $66 million in total assets, ranking 30th of 170 banks we track in Oklahoma. It operates 1 branch.

Does Latimer State Bank have CFPB complaints?

No CFPB complaints against Latimer State Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

Oklahoma State Bank
bank · Buffalo, OK · $67M assets
Fairview Savings And Loan Association
bank · Fairview, OK · $63M assets
Walters Bank And Trust Company
bank · Walters, OK · $70M assets
Washita Valley Bank
bank · Fort Cobb, OK · $71M assets
The First State Bank Of Pond Creek, Oklahoma
bank · Pond Creek, OK · $61M assets
The First National Bank In Marlow
bank · Marlow, OK · $72M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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