Shamrock Bank, N.A. is a bank based in Coalgate, Oklahoma, established in 1924, with $504 million in total assets across 8 branches. By Trust Grade it ranks 132nd of 170 banks we track in Oklahoma. Its capital ratio of 8.5% trails most similarly sized banks (22th percentile), versus a Oklahoma median of 10.4%. It was profitable over the most recent period, with a 1.60% return on assets. No consumer complaints against Shamrock Bank, N.A. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Shamrock Bank, N.A. compares to Oklahoma peers
How we graded Shamrock Bank, N.A.
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.5% capital ratio)
- Strongly profitable (ROA 1.60%)
- No CFPB complaints on record
The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →
Consumer complaints (CFPB)
No CFPB complaints are on file for Shamrock Bank, N.A. over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (8)
- 104 N Coblake St, Apache, OK 73006
- 200 Main St, Mountain View, OK 73062
- 101 N Main St, Coalgate, OK 74538
- 318 Lawson Boulevard, Clayton, OK 74536
- 401 E Tamarack Rd, Altus, OK 73521
- 3225 Shamrock Ln, Durant, OK 74701
- 13166 N Macarthur Blvd, Oklahoma City, OK 73142
- 609 Buffalo St, Caddo, OK 74729
Are deposits at Shamrock Bank, N.A. insured?
Yes. Shamrock Bank, N.A. is an FDIC-insured bank (FDIC certificate #4236). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Shamrock Bank, N.A.: frequently asked questions
Is Shamrock Bank, N.A. a good bank?
Shamrock Bank, N.A. earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Well-capitalized (8.5% capital ratio); Strongly profitable (ROA 1.60%).
Is Shamrock Bank, N.A. FDIC-insured?
Yes. Shamrock Bank, N.A. is a FDIC-insured bank (FDIC certificate #4236). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Shamrock Bank, N.A.?
Shamrock Bank, N.A. holds $504 million in total assets, ranking 132nd of 170 banks we track in Oklahoma. It operates 8 branches.
Does Shamrock Bank, N.A. have CFPB complaints?
No CFPB complaints against Shamrock Bank, N.A. appear in our data over the analysis window, which is typical for a bank of this size.
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
