Skip to main content
bank

Shamrock Bank, N.A.

Coalgate, OK · Est. 1924 · Website ↗
A
Trust Grade
Excellent
Score: 92/100

Shamrock Bank, N.A. is a bank based in Coalgate, Oklahoma, established in 1924, with $504 million in total assets across 8 branches. By Trust Grade it ranks 131st of 170 banks we track in Oklahoma. Its capital ratio of 8.5% trails most similarly sized banks (22th percentile), versus a Oklahoma median of 10.4%. It was profitable over the most recent period, with a 1.60% return on assets. No consumer complaints against Shamrock Bank, N.A. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$503.7M
$100M–1B institution
Deposits
$458.1M
Branches
8
Capital ratio
8.5%
Bottom 22% of $100M–1B peers · Oklahoma median 10.4%
Return on assets
1.6%
Top 27% of $100M–1B peers · Oklahoma median 1.4%
Rank in Oklahoma
#131
of 170 banks

How Shamrock Bank, N.A. compares to Oklahoma peers

Capital ratio
Bottom 22% of $100M–1B peers
Shamrock Bank,
8.5%
Oklahoma median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 27% of $100M–1B peers
Shamrock Bank,
1.6%
Oklahoma median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Shamrock Bank, N.A.

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
92/100
Customer experience
n/a
Overall
A · 92
  • Well-capitalized (8.5% capital ratio)
  • Strongly profitable (ROA 1.60%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Shamrock Bank, N.A. over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (8)

  • 104 N Coblake St, Apache, OK 73006
  • 200 Main St, Mountain View, OK 73062
  • 101 N Main St, Coalgate, OK 74538
  • 318 Lawson Boulevard, Clayton, OK 74536
  • 401 E Tamarack Rd, Altus, OK 73521
  • 3225 Shamrock Ln, Durant, OK 74701
  • 13166 N Macarthur Blvd, Oklahoma City, OK 73142
  • 609 Buffalo St, Caddo, OK 74729

Are deposits at Shamrock Bank, N.A. insured?

Yes. Shamrock Bank, N.A. is an FDIC-insured bank (FDIC certificate #4236). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Shamrock Bank, N.A.: frequently asked questions

Is Shamrock Bank, N.A. a good bank?

Shamrock Bank, N.A. earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Well-capitalized (8.5% capital ratio); Strongly profitable (ROA 1.60%).

Is Shamrock Bank, N.A. FDIC-insured?

Yes. Shamrock Bank, N.A. is a FDIC-insured bank (FDIC certificate #4236). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Shamrock Bank, N.A.?

Shamrock Bank, N.A. holds $504 million in total assets, ranking 131st of 170 banks we track in Oklahoma. It operates 8 branches.

Does Shamrock Bank, N.A. have CFPB complaints?

No CFPB complaints against Shamrock Bank, N.A. appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

Fnb Community Bank
bank · Midwest City, OK · $496M assets
The Bank, National Association
bank · Mcalester, OK · $482M assets
Fsnb, National Association
bank · Lawton, OK · $471M assets
Vast Bank, National Association
bank · Tulsa, OK · $539M assets
First Pryority Bank
bank · Pryor, OK · $540M assets
Bank Of Western Oklahoma
bank · Elk City, OK · $467M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →