First Texoma National Bank is a bank based in Durant, Oklahoma, established in 1898, with $225 million in total assets across 5 branches. By Trust Grade it ranks 77th of 170 banks we track in Oklahoma. Its capital ratio of 9.9% trails most similarly sized banks (45th percentile), versus a Oklahoma median of 10.4%. It was profitable over the most recent period, with a 1.23% return on assets. No consumer complaints against First Texoma National Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How First Texoma National Bank compares to Oklahoma peers
How we graded First Texoma National Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.9% capital ratio)
- Strongly profitable (ROA 1.23%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for First Texoma National Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (5)
- 615 Hunter Ave, Boswell, OK 74727
- 420 W Main St, Durant, OK 74701
- 1825 W University Blvd, Durant, OK 74701
- 2626 N Loy Lake Rd, Sherman, TX 75090
- 220 W Main St, Durant, OK 74701
Are deposits at First Texoma National Bank insured?
Yes. First Texoma National Bank is an FDIC-insured bank (FDIC certificate #13905). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
First Texoma National Bank: frequently asked questions
Is First Texoma National Bank a good bank?
First Texoma National Bank earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (9.9% capital ratio); Strongly profitable (ROA 1.23%).
Is First Texoma National Bank FDIC-insured?
Yes. First Texoma National Bank is a FDIC-insured bank (FDIC certificate #13905). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is First Texoma National Bank?
First Texoma National Bank holds $225 million in total assets, ranking 77th of 170 banks we track in Oklahoma. It operates 5 branches.
Does First Texoma National Bank have CFPB complaints?
No CFPB complaints against First Texoma National Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
