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Port Richmond Savings

Philadelphia, PA · Est. 1919 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Port Richmond Savings is a bank based in Philadelphia, Pennsylvania, established in 1919, with $97 million in total assets across 1 branch. By Trust Grade it ranks 9th of 110 banks we track in Pennsylvania. Its capital ratio of 22.0% is stronger than 88% of similarly sized banks, versus a Pennsylvania median of 10.7%. It was profitable over the most recent period, with a 2.61% return on assets. No consumer complaints against Port Richmond Savings appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$97.1M
<$100M institution
Deposits
$60.5M
Branches
1
Capital ratio
22.0%
Top 12% of <$100M peers · Pennsylvania median 10.7%
Return on assets
2.6%
Top 5% of <$100M peers · Pennsylvania median 0.87%
Rank in Pennsylvania
#9
of 110 banks

How Port Richmond Savings compares to Pennsylvania peers

Capital ratio
Top 12% of <$100M peers
Port Richmond
22.0%
Pennsylvania median
10.7%
Higher capital ratio = stronger financial cushion
Return on assets
Top 5% of <$100M peers
Port Richmond
2.6%
Pennsylvania median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Port Richmond Savings

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (22.0% capital ratio)
  • Strongly profitable (ROA 2.61%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Port Richmond Savings over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 2522 E Allegheny Ave, Philadelphia, PA 19134

Are deposits at Port Richmond Savings insured?

Yes. Port Richmond Savings is an FDIC-insured bank (FDIC certificate #27385). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Port Richmond Savings: frequently asked questions

Is Port Richmond Savings a good bank?

Port Richmond Savings earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (22.0% capital ratio); Strongly profitable (ROA 2.61%).

Is Port Richmond Savings FDIC-insured?

Yes. Port Richmond Savings is a FDIC-insured bank (FDIC certificate #27385). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Port Richmond Savings?

Port Richmond Savings holds $97 million in total assets, ranking 9th of 110 banks we track in Pennsylvania. It operates 1 branch.

Does Port Richmond Savings have CFPB complaints?

No CFPB complaints against Port Richmond Savings appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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