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Tioga-Franklin Savings Bank

Philadelphia, PA · Est. 1873 · Website ↗
44/ 100
Trust Grade
Below average
44 out of 100

Tioga-Franklin Savings Bank is a bank based in Philadelphia, Pennsylvania, established in 1873, with $69 million in total assets across 1 branch. By Trust Grade it ranks 109th of 110 banks we track in Pennsylvania. Its capital ratio of 3.4% trails most similarly sized banks (1th percentile), versus a Pennsylvania median of 10.7%. It posted a loss over the most recent period (-1.16% return on assets), a point to watch. No consumer complaints against Tioga-Franklin Savings Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$69.0M
<$100M institution
Deposits
$66.0M
Branches
1
Capital ratio
3.4%
Bottom 1% of <$100M peers · Pennsylvania median 10.7%
Return on assets
-1.2%
Bottom 7% of <$100M peers · Pennsylvania median 0.87%
Rank in Pennsylvania
#109
of 110 banks

How Tioga-Franklin Savings Bank compares to Pennsylvania peers

Capital ratio
Bottom 1% of <$100M peers
Tioga-Franklin Savings
3.4%
Pennsylvania median
10.7%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 7% of <$100M peers
Tioga-Franklin Savings
-1.2%
Pennsylvania median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Tioga-Franklin Savings Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
44/100
Customer experience
n/a
Overall
44/100
  • Below the well-capitalized threshold (3.4%)
  • Unprofitable over the period (ROA -1.16%)
  • No CFPB complaints on record

The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →

Consumer complaints (CFPB)

No CFPB complaints are on file for Tioga-Franklin Savings Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 320 E Girard Ave, Philadelphia, PA 19125

Are deposits at Tioga-Franklin Savings Bank insured?

Yes. Tioga-Franklin Savings Bank is an FDIC-insured bank (FDIC certificate #33802). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Tioga-Franklin Savings Bank: frequently asked questions

Is Tioga-Franklin Savings Bank a good bank?

Tioga-Franklin Savings Bank earns a Bankzia Trust Grade of F (44/100, "Below average"), based on a financial-strength score of 44/100 (it has no CFPB complaints on record). Below the well-capitalized threshold (3.4%); Unprofitable over the period (ROA -1.16%).

Is Tioga-Franklin Savings Bank FDIC-insured?

Yes. Tioga-Franklin Savings Bank is a FDIC-insured bank (FDIC certificate #33802). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Tioga-Franklin Savings Bank?

Tioga-Franklin Savings Bank holds $69 million in total assets, ranking 109th of 110 banks we track in Pennsylvania. It operates 1 branch.

Does Tioga-Franklin Savings Bank have CFPB complaints?

No CFPB complaints against Tioga-Franklin Savings Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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