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Farmers Building And Savings Bank

Rochester, PA · Est. 1894
A
Trust Grade
Excellent
Score: 95/100

Farmers Building And Savings Bank is a bank based in Rochester, Pennsylvania, established in 1894, with $122 million in total assets across 1 branch. By Trust Grade it ranks 49th of 110 banks we track in Pennsylvania. Its capital ratio of 20.4% is stronger than 97% of similarly sized banks, versus a Pennsylvania median of 10.7%. It was profitable over the most recent period, with a 0.58% return on assets. No consumer complaints against Farmers Building And Savings Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$121.9M
$100M–1B institution
Deposits
$95.6M
Branches
1
Capital ratio
20.4%
Top 3% of $100M–1B peers · Pennsylvania median 10.7%
Return on assets
0.6%
Bottom 16% of $100M–1B peers · Pennsylvania median 0.87%
Rank in Pennsylvania
#49
of 110 banks

How Farmers Building And Savings Bank compares to Pennsylvania peers

Capital ratio
Top 3% of $100M–1B peers
Farmers Building
20.4%
Pennsylvania median
10.7%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 16% of $100M–1B peers
Farmers Building
0.6%
Pennsylvania median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Farmers Building And Savings Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (20.4% capital ratio)
  • Profitable (ROA 0.58%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Farmers Building And Savings Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 290 W Park St, Rochester, PA 15074

Are deposits at Farmers Building And Savings Bank insured?

Yes. Farmers Building And Savings Bank is an FDIC-insured bank (FDIC certificate #34711). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Farmers Building And Savings Bank: frequently asked questions

Is Farmers Building And Savings Bank a good bank?

Farmers Building And Savings Bank earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (20.4% capital ratio); Profitable (ROA 0.58%).

Is Farmers Building And Savings Bank FDIC-insured?

Yes. Farmers Building And Savings Bank is a FDIC-insured bank (FDIC certificate #34711). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Farmers Building And Savings Bank?

Farmers Building And Savings Bank holds $122 million in total assets, ranking 49th of 110 banks we track in Pennsylvania. It operates 1 branch.

Does Farmers Building And Savings Bank have CFPB complaints?

No CFPB complaints against Farmers Building And Savings Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Milton Savings Bank
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Unb Bank
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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