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Milton Savings Bank

Milton, PA · Est. 1920 · Website ↗
91/ 100
Trust Grade
Excellent
91 out of 100

Milton Savings Bank is a bank based in Milton, Pennsylvania, established in 1920, with $90 million in total assets across 1 branch. By Trust Grade it ranks 68th of 110 banks we track in Pennsylvania. Its capital ratio of 14.4% is stronger than 69% of similarly sized banks, versus a Pennsylvania median of 10.7%. It was profitable over the most recent period, with a 0.12% return on assets. No consumer complaints against Milton Savings Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$89.6M
<$100M institution
Deposits
$68.6M
Branches
1
Capital ratio
14.4%
Top 31% of <$100M peers · Pennsylvania median 10.7%
Return on assets
0.1%
Bottom 18% of <$100M peers · Pennsylvania median 0.87%
Rank in Pennsylvania
#68
of 110 banks

How Milton Savings Bank compares to Pennsylvania peers

Capital ratio
Top 31% of <$100M peers
Milton Savings
14.4%
Pennsylvania median
10.7%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 18% of <$100M peers
Milton Savings
0.1%
Pennsylvania median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Milton Savings Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
91/100
Customer experience
n/a
Overall
91/100
  • Strongly capitalized (14.4% capital ratio)
  • Profitable (ROA 0.12%)
  • No CFPB complaints on record

The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →

Consumer complaints (CFPB)

No CFPB complaints are on file for Milton Savings Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 80 Broadway St, Milton, PA 17847

Are deposits at Milton Savings Bank insured?

Yes. Milton Savings Bank is an FDIC-insured bank (FDIC certificate #28637). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Milton Savings Bank: frequently asked questions

Is Milton Savings Bank a good bank?

Milton Savings Bank earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Strongly capitalized (14.4% capital ratio); Profitable (ROA 0.12%).

Is Milton Savings Bank FDIC-insured?

Yes. Milton Savings Bank is a FDIC-insured bank (FDIC certificate #28637). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Milton Savings Bank?

Milton Savings Bank holds $90 million in total assets, ranking 68th of 110 banks we track in Pennsylvania. It operates 1 branch.

Does Milton Savings Bank have CFPB complaints?

No CFPB complaints against Milton Savings Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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