United Bank Of Philadelphia is a bank based in Philadelphia, Pennsylvania, established in 1992, with $50 million in total assets across 2 branches. By Trust Grade it ranks 108th of 110 banks we track in Pennsylvania. Its capital ratio of 16.7% is stronger than 78% of similarly sized banks, versus a Pennsylvania median of 10.7%. It posted a loss over the most recent period (-3.78% return on assets), a point to watch. No consumer complaints against United Bank Of Philadelphia appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How United Bank Of Philadelphia compares to Pennsylvania peers
How we graded United Bank Of Philadelphia
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (16.7% capital ratio)
- Unprofitable over the period (ROA -3.78%)
- No CFPB complaints on record
The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →
Consumer complaints (CFPB)
No CFPB complaints are on file for United Bank Of Philadelphia over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 30 S 15th St, Philadelphia, PA 19102
- 1501 N Broad St, Philadelphia, PA 19122
Are deposits at United Bank Of Philadelphia insured?
Yes. United Bank Of Philadelphia is an FDIC-insured bank (FDIC certificate #33568). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
United Bank Of Philadelphia: frequently asked questions
Is United Bank Of Philadelphia a good bank?
United Bank Of Philadelphia earns a Bankzia Trust Grade of C (73/100, "Average"), based on a financial-strength score of 73/100 (it has no CFPB complaints on record). Strongly capitalized (16.7% capital ratio); Unprofitable over the period (ROA -3.78%).
Is United Bank Of Philadelphia FDIC-insured?
Yes. United Bank Of Philadelphia is a FDIC-insured bank (FDIC certificate #33568). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is United Bank Of Philadelphia?
United Bank Of Philadelphia holds $50 million in total assets, ranking 108th of 110 banks we track in Pennsylvania. It operates 2 branches.
Does United Bank Of Philadelphia have CFPB complaints?
No CFPB complaints against United Bank Of Philadelphia appear in our data over the analysis window, which is typical for a bank of this size.
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
