Oriental Bank is a bank based in San Juan, Puerto Rico, established in 1965, with $12.0 billion in total assets across 45 branches. By Trust Grade it ranks 1st of 5 banks we track in Puerto Rico. Its capital ratio of 10.9% trails most similarly sized banks (39th percentile), versus a Puerto Rico median of 10.4%. It was profitable over the most recent period, with a 1.74% return on assets. No consumer complaints against Oriental Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Oriental Bank compares to Puerto Rico peers
How we graded Oriental Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.9% capital ratio)
- Strongly profitable (ROA 1.74%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Oriental Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (45)
- 400 Ave Ponce De Leon, San Juan, PR 00918
- 290 Jesus T. Pinero Avenue, San Juan, PR 00918
- #2 Road, Ponce, PR 00731
- Road 167, Km 0.3, Bayamon, PR 00956
- Alejandrino Plaza, Road 838, Guaynabo, PR 00969
- San Patricio Plaza, Ave Gonzalez Giusti, Guaynabo, PR 00968
- Las Vistas Shopping Village, Rio Piedras, PR 00926
- #2 Road, Plaza Del Norte, Hatillo, PR 00659
- #1 Road, Plaza Del Caribe Mall, Ponce, PR 00731
- Road 1 Km. 56.2, Pirez Hermanos Plaza, Cayey, PR 00736
- Los Colobos Shopping Center, Road 3, Carolina, PR 00985
- 173 Calle Mendez Vigo W, Mayaguez, PR 00682
- 254 Munoz Rivera, San Juan, PR 00918
- Carr #2 Km 159.9 Bo. Guanajibo, Mayaguez, PR 00680
- Plaza Fajardo Carr 3 Km. 42, Fajardo, PR 00738
- Plaza Las Americas Mall, San Juan, PR 00918
- 1408 Ave Magdalena, Condado, PR 00907
- Urb Cabo Caribe Carr #2, Vega Baja, PR 00693
- Plaza Guayama Shopping Mall, Guayama, PR 00784
- La Rambla Shopping Mall, Ponce, PR 00731
- Juana Diaz Shopping Center, Juana Diaz, PR 00795
- 254 Calle San Jose E, Aibonito, PR 00705
- #601 Dr. Loyola Street, Penuelas, PR 00624
- Yauco Plaza Shopping Mall, Yauco, PR 00698
- 2do Nivel, Carolina, PR 00983
- #3 Saturnino Rodriguez Street, Yabucoa, PR 00767
- #55 Eugenio Sanchez Lopez Street, San Lorenzo, PR 00754
- Calle Jesus T. Piqero #46, Las Piedras, PR 00771
- Carr 181 Trujillo Alto Shopping Center, Trujillo Alto, PR 00976
- Plaza Puerta Del Sol Carr 2 Km 49.7, Manati, PR 00674
- Betances Ave. No 42-43, Bayamon, PR 00958
- 65 De Infanterma Ave. Plaza Escorial Mall, Carolina, PR 00987
- Carr. 1 Km. 33.6 Lote # 2 Bo. Bairoa, Caguas, PR 00725
- Aguadilla Plaza Shopping Center, Aguadilla, PR 00603
- Carr 20 Km 3.4 Exp Martinez Nadal, Guaynabo, PR 00966
- Plaza Mall State Road Pr No. 52, & Pr . No. 3, Km 82.0, Humacao, PR 00791
- Carr 167 Km 0.6 Rexville Town Center, Bayamon, PR 00958
- Plz Del Caribe Mall Carr 2 Km 227.9, Ponce, PR 00731
- 254 Munoz Rivera, San Juan, PR 00918
- Carr 176 Km 1.6 Bo Cupey, San Juan, PR 00926
Are deposits at Oriental Bank insured?
Yes. Oriental Bank is an FDIC-insured bank (FDIC certificate #31469). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Oriental Bank: frequently asked questions
Is Oriental Bank a good bank?
Oriental Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.9% capital ratio); Strongly profitable (ROA 1.74%).
Is Oriental Bank FDIC-insured?
Yes. Oriental Bank is a FDIC-insured bank (FDIC certificate #31469). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Oriental Bank?
Oriental Bank holds $12.0 billion in total assets, ranking 1st of 5 banks we track in Puerto Rico. It operates 45 branches.
Does Oriental Bank have CFPB complaints?
No CFPB complaints against Oriental Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
