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Nave Bank

San Juan, PR · Est. 2023 · Website ↗
82/ 100
Trust Grade
Strong
82 out of 100

Nave Bank is a bank based in San Juan, Puerto Rico, established in 2023, with $467 million in total assets across 1 branch. By Trust Grade it ranks 3rd of 5 banks we track in Puerto Rico. Its capital ratio of 15.2% is stronger than 90% of similarly sized banks, versus a Puerto Rico median of 10.4%. It posted a loss over the most recent period (-0.82% return on assets), a point to watch. No consumer complaints against Nave Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$466.6M
$100M–1B institution
Deposits
$343.7M
Branches
1
Capital ratio
15.2%
Top 10% of $100M–1B peers · Puerto Rico median 10.4%
Return on assets
-0.8%
Bottom 1% of $100M–1B peers · Puerto Rico median 1.53%
Rank in Puerto Rico
#3
of 5 banks

How Nave Bank compares to Puerto Rico peers

Capital ratio
Top 10% of $100M–1B peers
Nave Bank
15.2%
Puerto Rico median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 1% of $100M–1B peers
Nave Bank
-0.8%
Puerto Rico median
1.5%
Higher ROA = more profitable relative to asset base

How we graded Nave Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
82/100
Customer experience
n/a
Overall
82/100
  • Strongly capitalized (15.2% capital ratio)
  • Unprofitable over the period (ROA -0.82%)
  • No CFPB complaints on record

The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →

Consumer complaints (CFPB)

No CFPB complaints are on file for Nave Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 1608 Ave Ponce De Leon, San Juan, PR 00909

Are deposits at Nave Bank insured?

Yes. Nave Bank is an FDIC-insured bank (FDIC certificate #59324). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Nave Bank: frequently asked questions

Is Nave Bank a good bank?

Nave Bank earns a Bankzia Trust Grade of B (82/100, "Strong"), based on a financial-strength score of 82/100 (it has no CFPB complaints on record). Strongly capitalized (15.2% capital ratio); Unprofitable over the period (ROA -0.82%).

Is Nave Bank FDIC-insured?

Yes. Nave Bank is a FDIC-insured bank (FDIC certificate #59324). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Nave Bank?

Nave Bank holds $467 million in total assets, ranking 3rd of 5 banks we track in Puerto Rico. It operates 1 branch.

Does Nave Bank have CFPB complaints?

No CFPB complaints against Nave Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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