One American Bank is a bank based in Centerville, South Dakota, established in 1883, with $360 million in total assets across 3 branches. By Trust Grade it ranks 56th of 56 banks we track in South Dakota. Its capital ratio of 7.3% trails most similarly sized banks (9th percentile), versus a South Dakota median of 10.4%. It posted a loss over the most recent period (-1.94% return on assets), a point to watch. No consumer complaints against One American Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How One American Bank compares to South Dakota peers
How we graded One American Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (7.3% capital ratio)
- Unprofitable over the period (ROA -1.94%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for One American Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (3)
- 3310 W 49th St, Sioux Falls, SD 57106
- 549 Broadway St, Centerville, SD 57014
- 515 S Minnesota Ave, Sioux Falls, SD 57104
Are deposits at One American Bank insured?
Yes. One American Bank is an FDIC-insured bank (FDIC certificate #6078). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
One American Bank: frequently asked questions
Is One American Bank a good bank?
One American Bank earns a Bankzia Trust Grade of D (63/100, "Below average"), based on a financial-strength score of 63/100 (it has no CFPB complaints on record). Well-capitalized (7.3% capital ratio); Unprofitable over the period (ROA -1.94%).
Is One American Bank FDIC-insured?
Yes. One American Bank is a FDIC-insured bank (FDIC certificate #6078). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is One American Bank?
One American Bank holds $360 million in total assets, ranking 56th of 56 banks we track in South Dakota. It operates 3 branches.
Does One American Bank have CFPB complaints?
No CFPB complaints against One American Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
