Frontier Bank is a bank based in Sioux Falls, South Dakota, established in 1994, with $345 million in total assets across 5 branches. By Trust Grade it ranks 53rd of 56 banks we track in South Dakota. Its capital ratio of 6.6% trails most similarly sized banks (5th percentile), versus a South Dakota median of 10.4%. It was profitable over the most recent period, with a 0.35% return on assets. No consumer complaints against Frontier Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Frontier Bank compares to South Dakota peers
How we graded Frontier Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (6.6% capital ratio)
- Profitable (ROA 0.35%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Frontier Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (5)
- 323 Main St, Little Rock, IA 51243
- 3501 W 57th St, Sioux Falls, SD 57108
- 210 E Dakota Ave, George, IA 51237
- 101 S Phillips Ave, Sioux Falls, SD 57104
- 301 1st Ave, Rock Rapids, IA 51246
Are deposits at Frontier Bank insured?
Yes. Frontier Bank is an FDIC-insured bank (FDIC certificate #33922). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Frontier Bank: frequently asked questions
Is Frontier Bank a good bank?
Frontier Bank earns a Bankzia Trust Grade of B (81/100, "Strong"), based on a financial-strength score of 81/100 (it has no CFPB complaints on record). Well-capitalized (6.6% capital ratio); Profitable (ROA 0.35%).
Is Frontier Bank FDIC-insured?
Yes. Frontier Bank is a FDIC-insured bank (FDIC certificate #33922). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Frontier Bank?
Frontier Bank holds $345 million in total assets, ranking 53rd of 56 banks we track in South Dakota. It operates 5 branches.
Does Frontier Bank have CFPB complaints?
No CFPB complaints against Frontier Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
