Tnbank is a bank based in Oak Ridge, Tennessee, established in 1995, with $311 million in total assets across 6 branches. By Trust Grade it ranks 92nd of 109 banks we track in Tennessee. Its capital ratio of 8.4% trails most similarly sized banks (21th percentile), versus a Tennessee median of 9.8%. It was profitable over the most recent period, with a 0.66% return on assets. No consumer complaints against Tnbank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Tnbank compares to Tennessee peers
How we graded Tnbank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.4% capital ratio)
- Profitable (ROA 0.66%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Tnbank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (6)
- 900 Oak Ridge Tpke, Oak Ridge, TN 37830
- 11200 Kingston Pike, Knoxville, TN 37934
- 1005 N Cedar Bluff Rd, Knoxville, TN 37923
- 1311 W Lamar Alexander Pkwy, Maryville, TN 37801
- 401 S Illinois Ave, Oak Ridge, TN 37830
- 12740 Kingston Pike, Knoxville, TN 37934
Are deposits at Tnbank insured?
Yes. Tnbank is an FDIC-insured bank (FDIC certificate #34023). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Tnbank: frequently asked questions
Is Tnbank a good bank?
Tnbank earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Well-capitalized (8.4% capital ratio); Profitable (ROA 0.66%).
Is Tnbank FDIC-insured?
Yes. Tnbank is a FDIC-insured bank (FDIC certificate #34023). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Tnbank?
Tnbank holds $311 million in total assets, ranking 92nd of 109 banks we track in Tennessee. It operates 6 branches.
Does Tnbank have CFPB complaints?
No CFPB complaints against Tnbank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
