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Brighton Bank

Brighton, TN · Est. 1910 · Website ↗
C
Trust Grade
Average
Score: 72/100

Brighton Bank is a bank based in Brighton, Tennessee, established in 1910, with $55 million in total assets across 2 branches. By Trust Grade it ranks 109th of 109 banks we track in Tennessee. Its capital ratio of 9.6% trails most similarly sized banks (25th percentile), versus a Tennessee median of 9.8%. It posted a loss over the most recent period (-1.64% return on assets), a point to watch. No consumer complaints against Brighton Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$55.0M
<$100M institution
Deposits
$49.5M
Branches
2
Capital ratio
9.6%
Bottom 25% of <$100M peers · Tennessee median 9.8%
Return on assets
-1.6%
Bottom 6% of <$100M peers · Tennessee median 1.07%
Rank in Tennessee
#109
of 109 banks

How Brighton Bank compares to Tennessee peers

Capital ratio
Bottom 25% of <$100M peers
Brighton Bank
9.6%
Tennessee median
9.8%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 6% of <$100M peers
Brighton Bank
-1.6%
Tennessee median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Brighton Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
72/100
Customer experience
n/a
Overall
C · 72
  • Strongly capitalized (9.6% capital ratio)
  • Unprofitable over the period (ROA -1.64%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Brighton Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 6489 N Quail Hollow Rd, Memphis, TN 38120
  • 7663 Highway 51 S, Brighton, TN 38011

Are deposits at Brighton Bank insured?

Yes. Brighton Bank is an FDIC-insured bank (FDIC certificate #9189). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Brighton Bank: frequently asked questions

Is Brighton Bank a good bank?

Brighton Bank earns a Bankzia Trust Grade of C (72/100, "Average"), based on a financial-strength score of 72/100 (it has no CFPB complaints on record). Strongly capitalized (9.6% capital ratio); Unprofitable over the period (ROA -1.64%).

Is Brighton Bank FDIC-insured?

Yes. Brighton Bank is a FDIC-insured bank (FDIC certificate #9189). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Brighton Bank?

Brighton Bank holds $55 million in total assets, ranking 109th of 109 banks we track in Tennessee. It operates 2 branches.

Does Brighton Bank have CFPB complaints?

No CFPB complaints against Brighton Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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