Highland Federal Savings And Loan Association is a bank based in Crossville, Tennessee, established in 1961, with $79 million in total assets across 2 branches. By Trust Grade it ranks 60th of 109 banks we track in Tennessee. Its capital ratio of 22.2% is stronger than 89% of similarly sized banks, versus a Tennessee median of 9.8%. It was profitable over the most recent period, with a 0.58% return on assets. No consumer complaints against Highland Federal Savings And Loan Association appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Highland Federal Savings And Loan Association compares to Tennessee peers
How we graded Highland Federal Savings And Loan Association
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (22.2% capital ratio)
- Profitable (ROA 0.58%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Highland Federal Savings And Loan Association over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 126 Stonehenge Dr, Crossville, TN 38558
- 106 S Main St, Crossville, TN 38555
Are deposits at Highland Federal Savings And Loan Association insured?
Yes. Highland Federal Savings And Loan Association is an FDIC-insured bank (FDIC certificate #31232). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Highland Federal Savings And Loan Association: frequently asked questions
Is Highland Federal Savings And Loan Association a good bank?
Highland Federal Savings And Loan Association earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (22.2% capital ratio); Profitable (ROA 0.58%).
Is Highland Federal Savings And Loan Association FDIC-insured?
Yes. Highland Federal Savings And Loan Association is a FDIC-insured bank (FDIC certificate #31232). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Highland Federal Savings And Loan Association?
Highland Federal Savings And Loan Association holds $79 million in total assets, ranking 60th of 109 banks we track in Tennessee. It operates 2 branches.
Does Highland Federal Savings And Loan Association have CFPB complaints?
No CFPB complaints against Highland Federal Savings And Loan Association appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
