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The Lauderdale County Bank

Halls, TN · Est. 1979 · Website ↗
A
Trust Grade
Excellent
Score: 93/100

The Lauderdale County Bank is a bank based in Halls, Tennessee, established in 1979, with $70 million in total assets across 2 branches. By Trust Grade it ranks 74th of 109 banks we track in Tennessee. Its capital ratio of 8.9% trails most similarly sized banks (18th percentile), versus a Tennessee median of 9.8%. It was profitable over the most recent period, with a 0.83% return on assets. No consumer complaints against The Lauderdale County Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$70.5M
<$100M institution
Deposits
$63.0M
Branches
2
Capital ratio
8.9%
Bottom 18% of <$100M peers · Tennessee median 9.8%
Return on assets
0.8%
Bottom 44% of <$100M peers · Tennessee median 1.07%
Rank in Tennessee
#74
of 109 banks

How The Lauderdale County Bank compares to Tennessee peers

Capital ratio
Bottom 18% of <$100M peers
The Lauderdale
8.9%
Tennessee median
9.8%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 44% of <$100M peers
The Lauderdale
0.8%
Tennessee median
1.1%
Higher ROA = more profitable relative to asset base

How we graded The Lauderdale County Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Well-capitalized (8.9% capital ratio)
  • Profitable (ROA 0.83%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The Lauderdale County Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 305 S Church St, Halls, TN 38040
  • 331 Cleveland St, Ripley, TN 38063

Are deposits at The Lauderdale County Bank insured?

Yes. The Lauderdale County Bank is an FDIC-insured bank (FDIC certificate #22835). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The Lauderdale County Bank: frequently asked questions

Is The Lauderdale County Bank a good bank?

The Lauderdale County Bank earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Well-capitalized (8.9% capital ratio); Profitable (ROA 0.83%).

Is The Lauderdale County Bank FDIC-insured?

Yes. The Lauderdale County Bank is a FDIC-insured bank (FDIC certificate #22835). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The Lauderdale County Bank?

The Lauderdale County Bank holds $70 million in total assets, ranking 74th of 109 banks we track in Tennessee. It operates 2 branches.

Does The Lauderdale County Bank have CFPB complaints?

No CFPB complaints against The Lauderdale County Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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