Union Bank & Trust Company is a bank based in Livingston, Tennessee, established in 1932, with $98 million in total assets across 1 branch. By Trust Grade it ranks 34th of 109 banks we track in Tennessee. Its capital ratio of 12.3% is stronger than 53% of similarly sized banks, versus a Tennessee median of 9.8%. It was profitable over the most recent period, with a 2.17% return on assets. No consumer complaints against Union Bank & Trust Company appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Union Bank & Trust Company compares to Tennessee peers
How we graded Union Bank & Trust Company
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.3% capital ratio)
- Strongly profitable (ROA 2.17%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Union Bank & Trust Company over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (1)
- 201 E Main St, Livingston, TN 38570
Are deposits at Union Bank & Trust Company insured?
Yes. Union Bank & Trust Company is an FDIC-insured bank (FDIC certificate #9179). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Union Bank & Trust Company: frequently asked questions
Is Union Bank & Trust Company a good bank?
Union Bank & Trust Company earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.3% capital ratio); Strongly profitable (ROA 2.17%).
Is Union Bank & Trust Company FDIC-insured?
Yes. Union Bank & Trust Company is a FDIC-insured bank (FDIC certificate #9179). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Union Bank & Trust Company?
Union Bank & Trust Company holds $98 million in total assets, ranking 34th of 109 banks we track in Tennessee. It operates 1 branch.
Does Union Bank & Trust Company have CFPB complaints?
No CFPB complaints against Union Bank & Trust Company appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
