People's Bank And Trust Company Of Pickett County is a bank based in Byrdstown, Tennessee, established in 1978, with $319 million in total assets across 3 branches. By Trust Grade it ranks 14th of 109 banks we track in Tennessee. Its capital ratio of 10.1% trails most similarly sized banks (49th percentile), versus a Tennessee median of 9.8%. It was profitable over the most recent period, with a 1.14% return on assets. No consumer complaints against People's Bank And Trust Company Of Pickett County appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How People's Bank And Trust Company Of Pickett County compares to Tennessee peers
How we graded People's Bank And Trust Company Of Pickett County
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.1% capital ratio)
- Strongly profitable (ROA 1.14%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for People's Bank And Trust Company Of Pickett County over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (3)
- 19 Courthouse Sq, Byrdstown, TN 38549
- 403 N Cross St, Albany, KY 42602
- 5476 Bradford Hicks Dr, Livingston, TN 38570
Are deposits at People's Bank And Trust Company Of Pickett County insured?
Yes. People's Bank And Trust Company Of Pickett County is an FDIC-insured bank (FDIC certificate #22756). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
People's Bank And Trust Company Of Pickett County: frequently asked questions
Is People's Bank And Trust Company Of Pickett County a good bank?
People's Bank And Trust Company Of Pickett County earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.1% capital ratio); Strongly profitable (ROA 1.14%).
Is People's Bank And Trust Company Of Pickett County FDIC-insured?
Yes. People's Bank And Trust Company Of Pickett County is a FDIC-insured bank (FDIC certificate #22756). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is People's Bank And Trust Company Of Pickett County?
People's Bank And Trust Company Of Pickett County holds $319 million in total assets, ranking 14th of 109 banks we track in Tennessee. It operates 3 branches.
Does People's Bank And Trust Company Of Pickett County have CFPB complaints?
No CFPB complaints against People's Bank And Trust Company Of Pickett County appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
