Skip to main content
bank

The First National Bank Of Lipan

Lipan, TX · Est. 1907
A
Trust Grade
Excellent
Score: 98/100

The First National Bank Of Lipan is a bank based in Lipan, Texas, established in 1907, with $27 million in total assets across 1 branch. By Trust Grade it ranks 129th of 349 banks we track in Texas. Its capital ratio of 10.3% trails most similarly sized banks (33th percentile), versus a Texas median of 10.9%. It was profitable over the most recent period, with a 1.01% return on assets. No consumer complaints against The First National Bank Of Lipan appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$26.7M
<$100M institution
Deposits
$23.9M
Branches
1
Capital ratio
10.3%
Bottom 33% of <$100M peers · Texas median 10.9%
Return on assets
1.0%
Top 47% of <$100M peers · Texas median 1.38%
Rank in Texas
#129
of 349 banks

How The First National Bank Of Lipan compares to Texas peers

Capital ratio
Bottom 33% of <$100M peers
The First
10.3%
Texas median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 47% of <$100M peers
The First
1.0%
Texas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded The First National Bank Of Lipan

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (10.3% capital ratio)
  • Strongly profitable (ROA 1.01%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The First National Bank Of Lipan over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 101 E Lipan Dr, Lipan, TX 76462

Are deposits at The First National Bank Of Lipan insured?

Yes. The First National Bank Of Lipan is an FDIC-insured bank (FDIC certificate #3303). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The First National Bank Of Lipan: frequently asked questions

Is The First National Bank Of Lipan a good bank?

The First National Bank Of Lipan earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.3% capital ratio); Strongly profitable (ROA 1.01%).

Is The First National Bank Of Lipan FDIC-insured?

Yes. The First National Bank Of Lipan is a FDIC-insured bank (FDIC certificate #3303). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The First National Bank Of Lipan?

The First National Bank Of Lipan holds $27 million in total assets, ranking 129th of 349 banks we track in Texas. It operates 1 branch.

Does The First National Bank Of Lipan have CFPB complaints?

No CFPB complaints against The First National Bank Of Lipan appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

Brazos National Bank
bank · Richwood, TX · $32M assets
Avana Bank
bank · Abilene, TX · $39M assets
The Bank Of San Jacinto County, Coldspring, Texas
bank · Coldspring, TX · $45M assets
Robert Lee State Bank
bank · Robert Lee, TX · $47M assets
The Donley County State Bank
bank · Clarendon, TX · $47M assets
The Granger National Bank
bank · Granger, TX · $50M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →