Bandera Bank is a bank based in Bandera, Texas, established in 1986, with $94 million in total assets across 1 branch. By Trust Grade it ranks 91st of 349 banks we track in Texas. Its capital ratio of 11.0% trails most similarly sized banks (39th percentile), versus a Texas median of 10.9%. It was profitable over the most recent period, with a 2.17% return on assets. No consumer complaints against Bandera Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Bandera Bank compares to Texas peers
How we graded Bandera Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.0% capital ratio)
- Strongly profitable (ROA 2.17%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Bandera Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (1)
- 207 Main Street, Bandera, TX 78003
Are deposits at Bandera Bank insured?
Yes. Bandera Bank is an FDIC-insured bank (FDIC certificate #26653). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Bandera Bank: frequently asked questions
Is Bandera Bank a good bank?
Bandera Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.0% capital ratio); Strongly profitable (ROA 2.17%).
Is Bandera Bank FDIC-insured?
Yes. Bandera Bank is a FDIC-insured bank (FDIC certificate #26653). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Bandera Bank?
Bandera Bank holds $94 million in total assets, ranking 91st of 349 banks we track in Texas. It operates 1 branch.
Does Bandera Bank have CFPB complaints?
No CFPB complaints against Bandera Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
