Menard Bank is a bank based in Menard, Texas, established in 1919, with $89 million in total assets across 1 branch. By Trust Grade it ranks 246th of 349 banks we track in Texas. Its capital ratio of 9.0% trails most similarly sized banks (19th percentile), versus a Texas median of 10.9%. It was profitable over the most recent period, with a 2.16% return on assets. No consumer complaints against Menard Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Menard Bank compares to Texas peers
How we graded Menard Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (9.0% capital ratio)
- Strongly profitable (ROA 2.16%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Menard Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (1)
- 201 Ellis St, Menard, TX 76859
Are deposits at Menard Bank insured?
Yes. Menard Bank is an FDIC-insured bank (FDIC certificate #3336). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Menard Bank: frequently asked questions
Is Menard Bank a good bank?
Menard Bank earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Well-capitalized (9.0% capital ratio); Strongly profitable (ROA 2.16%).
Is Menard Bank FDIC-insured?
Yes. Menard Bank is a FDIC-insured bank (FDIC certificate #3336). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Menard Bank?
Menard Bank holds $89 million in total assets, ranking 246th of 349 banks we track in Texas. It operates 1 branch.
Does Menard Bank have CFPB complaints?
No CFPB complaints against Menard Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
