Texas Financial Bank is a bank based in Eden, Texas, established in 1986, with $261 million in total assets across 5 branches. By Trust Grade it ranks 259th of 349 banks we track in Texas. Its capital ratio of 13.2% is stronger than 82% of similarly sized banks, versus a Texas median of 10.9%. It was profitable over the most recent period, with a 0.30% return on assets. No consumer complaints against Texas Financial Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Texas Financial Bank compares to Texas peers
How we graded Texas Financial Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.2% capital ratio)
- Profitable (ROA 0.30%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Texas Financial Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (5)
- 220 Jackson Street, Eden, TX 76837
- 1300 E 2nd St, Big Lake, TX 76932
- 121 W Twohig Ave, San Angelo, TX 76903
- 711 Scurry St, Big Spring, TX 79720
- 922 Main St, Rankin, TX 79778
Are deposits at Texas Financial Bank insured?
Yes. Texas Financial Bank is an FDIC-insured bank (FDIC certificate #26738). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Texas Financial Bank: frequently asked questions
Is Texas Financial Bank a good bank?
Texas Financial Bank earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (13.2% capital ratio); Profitable (ROA 0.30%).
Is Texas Financial Bank FDIC-insured?
Yes. Texas Financial Bank is a FDIC-insured bank (FDIC certificate #26738). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Texas Financial Bank?
Texas Financial Bank holds $261 million in total assets, ranking 259th of 349 banks we track in Texas. It operates 5 branches.
Does Texas Financial Bank have CFPB complaints?
No CFPB complaints against Texas Financial Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
