Skip to main content
bank

International Bank Of Commerce

Brownsville, TX · Est. 1984 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

International Bank Of Commerce is a bank based in Brownsville, Texas, established in 1984, with $4.5 billion in total assets across 41 branches. By Trust Grade it ranks 86th of 349 banks we track in Texas. Its capital ratio of 12.6% is stronger than 82% of similarly sized banks, versus a Texas median of 10.9%. It was profitable over the most recent period, with a 2.07% return on assets. No consumer complaints against International Bank Of Commerce appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$4.5B
$1B–10B institution
Deposits
$3.9B
Branches
41
Capital ratio
12.6%
Top 18% of $1B–10B peers · Texas median 10.9%
Return on assets
2.1%
Top 8% of $1B–10B peers · Texas median 1.38%
Rank in Texas
#86
of 349 banks

How International Bank Of Commerce compares to Texas peers

Capital ratio
Top 18% of $1B–10B peers
International Bank
12.6%
Texas median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 8% of $1B–10B peers
International Bank
2.1%
Texas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded International Bank Of Commerce

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (12.6% capital ratio)
  • Strongly profitable (ROA 2.07%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for International Bank Of Commerce over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (41)

  • 4520 East 14th Street, Brownsville, TX 78520
  • 1600 Fm 802, Brownsville, TX 78521
  • 301 S 10th St, Mcallen, TX 78501
  • 1724 W University Dr, Edinburg, TX 78539
  • 1200 E Jackson Ave, Mcallen, TX 78503
  • 2410 East Highway 83, Mission, TX 78572
  • 911 Padre Blvd, South Padre Island, TX 78597
  • 1623 Central Blvd, Brownsville, TX 78520
  • 1801 W Lincoln St, Harlingen, TX 78552
  • 3600 N 10th St, Mcallen, TX 78501
  • 401 S Cage Blvd, Pharr, TX 78577
  • 400 S Closner Blvd, Edinburg, TX 78539
  • 2200 S 10th St, Mcallen, TX 78503
  • 321 S 77 Sunshine Strip, Harlingen, TX 78550
  • 900 Bryan Road, Mission, TX 78572
  • 2225 W Nolana Ave, Mcallen, TX 78504
  • 501 Dixieland Rd, Harlingen, TX 78552
  • 606 S Texas Blvd, Weslaco, TX 78596
  • 2370 N Expressway, Brownsville, TX 78521
  • 3500 W Alton Gloor Blvd, Brownsville, TX 78520
  • 4001 N. 23rd - Wal-Mart, Mcallen, TX 78504
  • 200 E Griffin Pkwy, Mission, TX 78572
  • 2200 S. 10th St. La Plaza Mall, Mcallen, TX 78502
  • 1421 W Frontage Rd, Alamo, TX 78516
  • 630 E Elizabeth St, Brownsville, TX 78520
  • 1007 N Veterans Blvd, Pharr, TX 78577
  • 215 E Mile 3 Rd, Palmhurst, TX 78573
  • 79 E Alton Gloor Blvd, Brownsville, TX 78526
  • 1023 S Bridge St, Hidalgo, TX 78557
  • 1310 N Texas Blvd, Weslaco, TX 78599
  • 23rd & Trenton, Mcallen, TX 78504
  • 100 E. 495, San Juan, TX 78589
  • 1401 Hwy 100, Port Isabel, TX 78578
  • 1 S Broadway St, Mcallen, TX 78501
  • 4104 S Mccoll Rd, Edinburg, TX 78539
  • 2205 W University Dr, Edinburg, TX 78539
  • 2900 W Expressway 83, Mcallen, TX 78501
  • 1705 Expressway 83, Penitas, TX 78576
  • 802 S Jackson Rd, Mcallen, TX 78503
  • 215 W Main Ave, Alton, TX 78573

Are deposits at International Bank Of Commerce insured?

Yes. International Bank Of Commerce is an FDIC-insured bank (FDIC certificate #25679). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

International Bank Of Commerce: frequently asked questions

Is International Bank Of Commerce a good bank?

International Bank Of Commerce earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.6% capital ratio); Strongly profitable (ROA 2.07%).

Is International Bank Of Commerce FDIC-insured?

Yes. International Bank Of Commerce is a FDIC-insured bank (FDIC certificate #25679). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is International Bank Of Commerce?

International Bank Of Commerce holds $4.5 billion in total assets, ranking 86th of 349 banks we track in Texas. It operates 41 branches.

Does International Bank Of Commerce have CFPB complaints?

No CFPB complaints against International Bank Of Commerce appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

Verabank, National Association
bank · Henderson, TX · $4.5B assets
Texas Bank And Trust Company
bank · Longview, TX · $4.5B assets
Inwood National Bank
bank · Dallas, TX · $4.4B assets
City Bank
bank · Lubbock, TX · $4.6B assets
First National Bank Texas
bank · Killeen, TX · $4.7B assets
Texas Exchange Bank
bank · Crowley, TX · $4.3B assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →