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Texas Exchange Bank

Crowley, TX · Est. 1970 · Website ↗
A
Trust Grade
Excellent
Score: 95/100

Texas Exchange Bank is a bank based in Crowley, Texas, established in 1970, with $4.3 billion in total assets across 2 branches. By Trust Grade it ranks 219th of 349 banks we track in Texas. Its capital ratio of 9.1% trails most similarly sized banks (25th percentile), versus a Texas median of 10.9%. It was profitable over the most recent period, with a 1.39% return on assets. No consumer complaints against Texas Exchange Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$4.3B
$1B–10B institution
Deposits
$2.6B
Branches
2
Capital ratio
9.1%
Bottom 25% of $1B–10B peers · Texas median 10.9%
Return on assets
1.4%
Top 36% of $1B–10B peers · Texas median 1.38%
Rank in Texas
#219
of 349 banks

How Texas Exchange Bank compares to Texas peers

Capital ratio
Bottom 25% of $1B–10B peers
Texas Exchange
9.1%
Texas median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 36% of $1B–10B peers
Texas Exchange
1.4%
Texas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Texas Exchange Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (9.1% capital ratio)
  • Strongly profitable (ROA 1.39%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Texas Exchange Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 109 N Crowley Rd, Crowley, TX 76036
  • 301 Commerce St, Fort Worth, TX 76102

Are deposits at Texas Exchange Bank insured?

Yes. Texas Exchange Bank is an FDIC-insured bank (FDIC certificate #20099). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Texas Exchange Bank: frequently asked questions

Is Texas Exchange Bank a good bank?

Texas Exchange Bank earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (9.1% capital ratio); Strongly profitable (ROA 1.39%).

Is Texas Exchange Bank FDIC-insured?

Yes. Texas Exchange Bank is a FDIC-insured bank (FDIC certificate #20099). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Texas Exchange Bank?

Texas Exchange Bank holds $4.3 billion in total assets, ranking 219th of 349 banks we track in Texas. It operates 2 branches.

Does Texas Exchange Bank have CFPB complaints?

No CFPB complaints against Texas Exchange Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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