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Verabank, National Association

Henderson, TX · Est. 1930 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Verabank, National Association is a bank based in Henderson, Texas, established in 1930, with $4.5 billion in total assets across 43 branches. By Trust Grade it ranks 120th of 349 banks we track in Texas. Its capital ratio of 11.5% is stronger than 71% of similarly sized banks, versus a Texas median of 10.9%. It was profitable over the most recent period, with a 1.57% return on assets. No consumer complaints against Verabank, National Association appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$4.5B
$1B–10B institution
Deposits
$4.0B
Branches
43
Capital ratio
11.5%
Top 29% of $1B–10B peers · Texas median 10.9%
Return on assets
1.6%
Top 26% of $1B–10B peers · Texas median 1.38%
Rank in Texas
#120
of 349 banks

How Verabank, National Association compares to Texas peers

Capital ratio
Top 29% of $1B–10B peers
Verabank, National
11.5%
Texas median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 26% of $1B–10B peers
Verabank, National
1.6%
Texas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Verabank, National Association

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (11.5% capital ratio)
  • Strongly profitable (ROA 1.57%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Verabank, National Association over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (43)

  • 601 Spur 156, Waskom, TX 75692
  • 1101 S White Oak Rd, White Oak, TX 75693
  • 1718 11th St, Huntsville, TX 77340
  • 2320 Us Highway 79 S, Henderson, TX 75654
  • 1510 W Panola St, Carthage, TX 75633
  • 100 N Main St, Corsicana, TX 75110
  • 201 W Main St, Henderson, TX 75652
  • 302 N Jefferson Ave, Mount Pleasant, TX 75455
  • 207 W Spring St, Palestine, TX 75801
  • 120 N Gray St, Killeen, TX 76541
  • 13601 W. Hwy. 29, Liberty Hill, TX 78642
  • 902 E Palm Valley Blvd, Round Rock, TX 78664
  • 3590 W 7th Ave, Corsicana, TX 75110
  • 5001 Estes Pkwy, Longview, TX 75603
  • 165 N Hill St, Tatum, TX 75691
  • 2203 Victory Dr, Marshall, TX 75672
  • 105 Highway 31 East, Chandler, TX 75758
  • 109 E Broadway St, Jefferson, TX 75657
  • 739 E Tyler St, Athens, TX 75751
  • 805 S John Redditt Dr, Lufkin, TX 75904
  • 3412 4th St, Longview, TX 75605
  • 100 E Main St, Florence, TX 76527
  • 107 Market Square Blvd, Tyler, TX 75703
  • 345 E Fm 2410 Rd, Harker Heights, TX 76548
  • 2217 W Grande Blvd, Tyler, TX 75703
  • 3957 Raleigh Dr, Temple, TX 76502
  • 2201 E Stan Schlueter Loop, Killeen, TX 76542
  • 200 N Fredonia St, Longview, TX 75601
  • 620 W Front St, Tyler, TX 75702
  • 2531 Earl Rudder Fwy S, College Station, TX 77845
  • 1695 Highway 183, Leander, TX 78641
  • 1111 W 6th St Bldg B Ste 200, Austin, TX 78703
  • 200 River Pointe Dr, Conroe, TX 77304
  • 701 West State Highway 71, Bastrop, TX 78602
  • 1021 W. University Ave, Georgetown, TX 78628
  • 2690 Becker Drive, Brenham, TX 77833
  • 3000 Barron Rd, College Station, TX 77845
  • 14951 Avery Ranch Blvd, Austin, TX 78717
  • 100 E Main St, Florence, TX 76527
  • 410 N Kilgore St, Kilgore, TX 75662

Are deposits at Verabank, National Association insured?

Yes. Verabank, National Association is an FDIC-insured bank (FDIC certificate #3250). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Verabank, National Association: frequently asked questions

Is Verabank, National Association a good bank?

Verabank, National Association earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.5% capital ratio); Strongly profitable (ROA 1.57%).

Is Verabank, National Association FDIC-insured?

Yes. Verabank, National Association is a FDIC-insured bank (FDIC certificate #3250). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Verabank, National Association?

Verabank, National Association holds $4.5 billion in total assets, ranking 120th of 349 banks we track in Texas. It operates 43 branches.

Does Verabank, National Association have CFPB complaints?

No CFPB complaints against Verabank, National Association appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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