Ubank is a bank based in Huntington, Texas, established in 1961, with $942 million in total assets across 8 branches. By Trust Grade it ranks 216th of 349 banks we track in Texas. Its capital ratio of 9.3% trails most similarly sized banks (34th percentile), versus a Texas median of 10.9%. It was profitable over the most recent period, with a 1.44% return on assets. No consumer complaints against Ubank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Ubank compares to Texas peers
How we graded Ubank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.3% capital ratio)
- Strongly profitable (ROA 1.44%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Ubank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (8)
- 208 S Us Highway 69, Huntington, TX 75949
- 2120 S 1st St, Lufkin, TX 75901
- 4822 North St, Nacogdoches, TX 75965
- 6120 S Broadway Ave, Tyler, TX 75703
- 403 S Chestnut St, Lufkin, TX 75901
- 107 N Phillips St, Bullard, TX 75757
- 522 Highway 31 East, Chandler, TX 75758
- 6860 Dallas Parkway, Plano, TX 75024
Are deposits at Ubank insured?
Yes. Ubank is an FDIC-insured bank (FDIC certificate #18344). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Ubank: frequently asked questions
Is Ubank a good bank?
Ubank earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (9.3% capital ratio); Strongly profitable (ROA 1.44%).
Is Ubank FDIC-insured?
Yes. Ubank is a FDIC-insured bank (FDIC certificate #18344). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Ubank?
Ubank holds $942 million in total assets, ranking 216th of 349 banks we track in Texas. It operates 8 branches.
Does Ubank have CFPB complaints?
No CFPB complaints against Ubank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
