R Bank is a bank based in Round Rock, Texas, established in 2009, with $1.0 billion in total assets across 10 branches. By Trust Grade it ranks 266th of 349 banks we track in Texas. Its capital ratio of 9.4% trails most similarly sized banks (33th percentile), versus a Texas median of 10.9%. It was profitable over the most recent period, with a 0.63% return on assets. No consumer complaints against R Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How R Bank compares to Texas peers
How we graded R Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.4% capital ratio)
- Profitable (ROA 0.63%)
- No CFPB complaints on record
The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →
Consumer complaints (CFPB)
No CFPB complaints are on file for R Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (10)
- 110 Main St, Schwertner, TX 76573
- 50 W Fm 487, Jarrell, TX 76537
- 3600 E Palm Valley Blvd, Round Rock, TX 78665
- 3103 Bee Caves Rd., Sutie 110, Rollingwood, TX 78746
- 1900 Round Rock Ave, Round Rock, TX 78681
- 360 E Highway 29, Bertram, TX 78605
- 814 N Wells St, Edna, TX 77957
- 190 E Whitestone Blvd, Cedar Park, TX 78613
- 451 University Dr, Fort Worth, TX 76107
- 405 S Austin Ave, Georgetown, TX 78628
Are deposits at R Bank insured?
Yes. R Bank is an FDIC-insured bank (FDIC certificate #58935). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
R Bank: frequently asked questions
Is R Bank a good bank?
R Bank earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (9.4% capital ratio); Profitable (ROA 0.63%).
Is R Bank FDIC-insured?
Yes. R Bank is a FDIC-insured bank (FDIC certificate #58935). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is R Bank?
R Bank holds $1.0 billion in total assets, ranking 266th of 349 banks we track in Texas. It operates 10 branches.
Does R Bank have CFPB complaints?
No CFPB complaints against R Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
