State National Bank is a bank based in Groom, Texas, established in 1925, with $61 million in total assets across 1 branch. By Trust Grade it ranks 118th of 349 banks we track in Texas. Its capital ratio of 12.0% is stronger than 50% of similarly sized banks, versus a Texas median of 10.9%. It was profitable over the most recent period, with a 1.20% return on assets. No consumer complaints against State National Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How State National Bank compares to Texas peers
How we graded State National Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.0% capital ratio)
- Strongly profitable (ROA 1.20%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for State National Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (1)
- 99 Broadway Ave, Groom, TX 79039
Are deposits at State National Bank insured?
Yes. State National Bank is an FDIC-insured bank (FDIC certificate #3237). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
State National Bank: frequently asked questions
Is State National Bank a good bank?
State National Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.0% capital ratio); Strongly profitable (ROA 1.20%).
Is State National Bank FDIC-insured?
Yes. State National Bank is a FDIC-insured bank (FDIC certificate #3237). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is State National Bank?
State National Bank holds $61 million in total assets, ranking 118th of 349 banks we track in Texas. It operates 1 branch.
Does State National Bank have CFPB complaints?
No CFPB complaints against State National Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
