Producer Bank Of Texas is a bank based in Powell, Texas, established in 1910, with $58 million in total assets across 2 branches. By Trust Grade it ranks 339th of 349 banks we track in Texas. Its capital ratio of 24.0% is stronger than 90% of similarly sized banks, versus a Texas median of 10.9%. It posted a loss over the most recent period (-1.32% return on assets), a point to watch. No consumer complaints against Producer Bank Of Texas appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Producer Bank Of Texas compares to Texas peers
How we graded Producer Bank Of Texas
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (24.0% capital ratio)
- Unprofitable over the period (ROA -1.32%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Producer Bank Of Texas over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 100 Carr St, Powell, TX 75153
- 229 Dowlen Rd, Beaumont, TX 77706
Are deposits at Producer Bank Of Texas insured?
Yes. Producer Bank Of Texas is an FDIC-insured bank (FDIC certificate #18302). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Producer Bank Of Texas: frequently asked questions
Is Producer Bank Of Texas a good bank?
Producer Bank Of Texas earns a Bankzia Trust Grade of C (77/100, "Average"), based on a financial-strength score of 77/100 (it has no CFPB complaints on record). Strongly capitalized (24.0% capital ratio); Unprofitable over the period (ROA -1.32%).
Is Producer Bank Of Texas FDIC-insured?
Yes. Producer Bank Of Texas is a FDIC-insured bank (FDIC certificate #18302). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Producer Bank Of Texas?
Producer Bank Of Texas holds $58 million in total assets, ranking 339th of 349 banks we track in Texas. It operates 2 branches.
Does Producer Bank Of Texas have CFPB complaints?
No CFPB complaints against Producer Bank Of Texas appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
