Commerce Bank Texas is a bank based in Stockdale, Texas, established in 1932, with $61 million in total assets across 2 branches. By Trust Grade it ranks 302nd of 349 banks we track in Texas. Its capital ratio of 13.7% is stronger than 64% of similarly sized banks, versus a Texas median of 10.9%. It posted a loss over the most recent period (-0.16% return on assets), a point to watch. No consumer complaints against Commerce Bank Texas appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Commerce Bank Texas compares to Texas peers
How we graded Commerce Bank Texas
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.7% capital ratio)
- Unprofitable over the period (ROA -0.16%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Commerce Bank Texas over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 1501 Bexar Crossing St, San Antonio, TX 78232
- 112 Fordtran St, Stockdale, TX 78160
Are deposits at Commerce Bank Texas insured?
Yes. Commerce Bank Texas is an FDIC-insured bank (FDIC certificate #15346). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Commerce Bank Texas: frequently asked questions
Is Commerce Bank Texas a good bank?
Commerce Bank Texas earns a Bankzia Trust Grade of B (89/100, "Strong"), based on a financial-strength score of 89/100 (it has no CFPB complaints on record). Strongly capitalized (13.7% capital ratio); Unprofitable over the period (ROA -0.16%).
Is Commerce Bank Texas FDIC-insured?
Yes. Commerce Bank Texas is a FDIC-insured bank (FDIC certificate #15346). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Commerce Bank Texas?
Commerce Bank Texas holds $61 million in total assets, ranking 302nd of 349 banks we track in Texas. It operates 2 branches.
Does Commerce Bank Texas have CFPB complaints?
No CFPB complaints against Commerce Bank Texas appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
