The Citizens National Bank Of Hillsboro is a bank based in Hillsboro, Texas, established in 1893, with $226 million in total assets across 2 branches. By Trust Grade it ranks 321st of 349 banks we track in Texas. Its capital ratio of 6.8% trails most similarly sized banks (6th percentile), versus a Texas median of 10.9%. It was profitable over the most recent period, with a 1.09% return on assets. No consumer complaints against The Citizens National Bank Of Hillsboro appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How The Citizens National Bank Of Hillsboro compares to Texas peers
How we graded The Citizens National Bank Of Hillsboro
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (6.8% capital ratio)
- Strongly profitable (ROA 1.09%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for The Citizens National Bank Of Hillsboro over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 200 E Elm St, Hillsboro, TX 76645
- 1300 Corsicana Hwy, Hillsboro, TX 76645
Are deposits at The Citizens National Bank Of Hillsboro insured?
Yes. The Citizens National Bank Of Hillsboro is an FDIC-insured bank (FDIC certificate #3255). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
The Citizens National Bank Of Hillsboro: frequently asked questions
Is The Citizens National Bank Of Hillsboro a good bank?
The Citizens National Bank Of Hillsboro earns a Bankzia Trust Grade of B (86/100, "Strong"), based on a financial-strength score of 86/100 (it has no CFPB complaints on record). Well-capitalized (6.8% capital ratio); Strongly profitable (ROA 1.09%).
Is The Citizens National Bank Of Hillsboro FDIC-insured?
Yes. The Citizens National Bank Of Hillsboro is a FDIC-insured bank (FDIC certificate #3255). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is The Citizens National Bank Of Hillsboro?
The Citizens National Bank Of Hillsboro holds $226 million in total assets, ranking 321st of 349 banks we track in Texas. It operates 2 branches.
Does The Citizens National Bank Of Hillsboro have CFPB complaints?
No CFPB complaints against The Citizens National Bank Of Hillsboro appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
