Cypress Bank, Ssb is a bank based in Pittsburg, Texas, established in 1976, with $232 million in total assets across 5 branches. By Trust Grade it ranks 225th of 349 banks we track in Texas. Its capital ratio of 11.2% is stronger than 65% of similarly sized banks, versus a Texas median of 10.9%. It was profitable over the most recent period, with a 0.60% return on assets. No consumer complaints against Cypress Bank, Ssb appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Cypress Bank, Ssb compares to Texas peers
How we graded Cypress Bank, Ssb
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.2% capital ratio)
- Profitable (ROA 0.60%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Cypress Bank, Ssb over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (5)
- 110 N Main St, Lone Star, TX 75668
- 1702 Live Oak St, Commerce, TX 75428
- 801 N Jefferson Ave, Mount Pleasant, TX 75455
- 120 S Greer Blvd, Pittsburg, TX 75686
- 1312 S Jefferson Ave, Mount Pleasant, TX 75455
Are deposits at Cypress Bank, Ssb insured?
Yes. Cypress Bank, Ssb is an FDIC-insured bank (FDIC certificate #31905). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Cypress Bank, Ssb: frequently asked questions
Is Cypress Bank, Ssb a good bank?
Cypress Bank, Ssb earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (11.2% capital ratio); Profitable (ROA 0.60%).
Is Cypress Bank, Ssb FDIC-insured?
Yes. Cypress Bank, Ssb is a FDIC-insured bank (FDIC certificate #31905). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Cypress Bank, Ssb?
Cypress Bank, Ssb holds $232 million in total assets, ranking 225th of 349 banks we track in Texas. It operates 5 branches.
Does Cypress Bank, Ssb have CFPB complaints?
No CFPB complaints against Cypress Bank, Ssb appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
